Commercial Underwriter / Credit Officer

About CFBank:We are an award-winning, fast-growing, high-achieving organization that thrives on winning. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we’ve been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.About the role: In this role, you will be a key player in the Organization's success, directly contributing to the Bank's achievement of its business plan. The Commercial Credit department is responsible for ensuring that the Bank maintains a high level of credit quality regarding the Bank's commercial lending portfolio. What you’ll do:Maintain a deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.Determine viability of new loan requests, approving and underwriting credit requests within authority limits.Provide oversight on loan administration practices, the approval process, and work with leadership to coordinate new requests through the loan committee.Produce and oversee the production of various reports which provide information for decision-making and managing the credit function.Comply with internal security policies and procedures and maintain customer confidentiality at all times.Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.Accept other responsibilities and projects as requested to add value for CFBank.Education and ExperienceRelated degree with a minimum of 3 years of experience or equivalent combination of experience/education preferred. Intermediate-level computer knowledge required. Deep understanding of rules, regulations, and best practices associated with lending, including ICRE and C&I loan and lease types.What We Offer:Career advancement and skill enhancement opportunities as a result of our focus on growth through collaboration as well as our uniquely flat organizational chart, which provides all roles with unique visibility to the Executive team.Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.“Accelerated” 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3 year vestingEmployee Banking Products and Services and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)Employee Assistance Program with a wide range of free resources such as estate planning and wellness resourcesOne of the most collaborative environments you’ll find, with a team of hard-working mutually invested professionals who are excited about shared successCFBank, National Association is an Equal Opportunity Employer, including disability and protected veteran status. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.