Financial Analysis Senior Associate - Card Pricing

Senior Associate, Card Pricing Finance

Join the Card Investment Strategy team for an exciting opportunity to provide financial analysis, budgeting, forecasting, and financial reporting for Chase's key Pricing initiatives.

As a Senior Associate on the Card Pricing Finance team, you will be responsible for valuing the financial impact of various pricing tactics presented and managed by the Centralized Pricing team. You will work closely with cross functional teams to build and maintain a forecasting framework. You will be responsible for regular performance reporting, which includes tracking actuals, updating senior management reporting packages, and providing targeted variance analysis insights as needed. You will be an active member of the budget forecast team, providing the P&L impacts of the pricing tactics during the budget forecast cycle and participating in all stress testing and CCAR processes.

Job Responsibilities

• Collaborate with cross-functional teams and senior stakeholders to translate business objectives into actionable analytical frameworks
• Analyze ongoing financial performance, identify key variance drivers and opportunities, and present findings to senior stakeholders
• Identify and implement process improvements to enhance modeling efficiency and forecasting accuracy
• Maintain model governance documentation and ensure compliance with regulatory and audit standards
• Provide mentorship to analysts and associates, and lead cross-functional teams, fostering knowledge sharing and best practices

Required Qualifications, Capabilities and Skills

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• 4+ years of Financial Services experience in an analytical or finance-related role (Financial Analysis, Business Management, Planning & Analysis, etc.)
• Strong financial modeling experience, including financial statement analysis, business case development, and comfort with statistical techniques
• Detail-oriented approach to problem-solving; able to break down and structure complex problems, then develop data-driven solutions to guide management decision-making
• Executive presence, including the ability to communicate findings from data analysis in a concise manner to senior stakeholders
• Strong interpersonal skills, including comfort working with cross-functional stakeholders of all levels to achieve team goals based on guidance provided
• Excellent command of MS Excel and PowerPoint; familiar with analytical and data visualization tools (e.g., Tableau, Alteryx etc.)

Preferred Qualifications, Capabilities and Skills

• Knowledge of Card, Consumer lending, or other financial services

Additional Information

• To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).
• This role requires the ability to physically work in our offices 5 days a week
• Final Job Grade level and corporate title will be determined at time of offer and may differ from this posting
• This role does not provide relocation assistance so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hiring

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.