Mortgage Operations Specialist

Position: Mortgage Loan Coordinator Location: Wichita, KS Job Id: 4388 # of Openings: 1 Department: Mortgage Operations Status: FT/Hourly Responsibilities and Expectations Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans Research and pay invoices as necessary Adverse Actions Process Adverse Action notices in a timely manner Scan documents into Encompass Disclosure Desk Back up the Disclosure Desk as needed Pull the Application/Disclosure report daily Review and interpret loan information to effectively determine which disclosures are required Ensure each disclosure package contains all expected disclosures Comply with regulation timelines for the delivery of disclosures to the customer Communicate with Lenders to validate fees associated with the transaction Monitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframes Order flood searches Lock Desk Back up the Lock Desk as needed Lock interest rate with secondary market lenders as submitted by loan officers through the Bank’s pricing engine Confirm pricing for locked rate Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed Extend locks when needed Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.) Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceled Assists post-closing department with any revisions to locks necessary to facilitate getting the loan purchased Process In-House lock requests Post Close Back up the Post Closers as needed Scan and upload closing packets to Encompass and Director Sort documents in Encompass and Director Perform other duties as assigned, required, or requested Required Skills & Education High School diploma or equivalent 2+ years mortgage experience TRID experience preferred Experience with Ellie Mae Encompass LOS preferred Extensive knowledge of mortgage lending practices and regulations preferred Ability to process high volume, time‑sensitive transactions preferred Detail oriented and well organized Able to perform a variety of mortgage‑related functions, while maintaining composure Excellent interpersonal skills and professional manner Benefits Group Life & Long-Term Disability Insurance Flexible Spending & Health Savings Accounts Group Cancer Insurance 401(K) Retirement Plan w/ Company Match Generous Vacation & Sick Time Employee Stock Purchase Plan (ESPP) Pet Insurance Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis. Equity Bank is an equal opportunity employer Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability. Equity Bank is an Equal Opportunity Employer. We encourage qualified minority, female, veteran, and disabled candidates to apply and be considered for open positions. Applicants have rights under Federal Employment Laws. Please click on the links below for more information: *These documents contain links for third‑party websites. The privacy policy, level of security or accessibility standards may differ from Equity Bank’s site. Equity Bank does not guarantee content or functionality of third‑party sites and is not responsible for viewpoints, advertisers or external services offered. #J-18808-Ljbffr