CDD Risk Analyst, Direct Customer Onboarding

Merchant Operations San Francisco This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft – making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Adyen is looking for a hands‑on CDD Risk Analyst to join our Direct Customer Onboarding team and contribute to the growth and scaling of our customer base in North America. In this role, you will perform necessary enhanced due diligence, including reviewing KYC documentation and assessing potential anti‑money laundering risks, to protect Adyen and our customers. You will work with a wide range of teams within Adyen, including commercial, compliance, and product, to ensure that our customers and our understanding of them remain up‑to‑date and compliant. You are expected to be very detail‑oriented, take a risk‑based approach, and have the ability to think critically with scalability always in mind, all while maintaining a high‑caliber work product. What you will do Execute upon Know‑Your‑Customer (KYC), Customer Due Diligence (CDD) procedures and Enhanced Due Diligence (EDD). Collect and analyze customer information whilst documenting material changes to their organizational structures, legal entity(ies) and policies. Perform KYC checks on our merchants, collect and verify relevant documentation and iterate on the process flow. Guide our merchants and be the first point of contact for every account onboarding. Be an internal product advocate, drive process improvements and feedback on automation within our workflows. Be an internal advisor for Direct Customer Onboarding related questions in the local office and our North America team. Align with our global teams to ensure consistency throughout our risk assessments for Onboarding. Who you are 3+ years experience in Customer Due Diligence/Enhanced Due Diligence/KYC. Knowledgeable of AML/CTF, CDD, EDD, and payments risk concepts. Great sense of responsibility, integrity in work, and prioritize tasks based on business needs. Natural tendency to be curious and think outside of the box. Strong affinity for AI and automation, effectively leveraging advanced tools to streamline operational workflows and drive scalable solutions. Comfortable navigating ambiguity in an unstructured work environment and enjoy working with people from different cultures and backgrounds. Clear communicator with strong team spirit, not afraid to step out of comfort zone, and able to tailor message to audience. Analytical and critical mindset to inform risk‑based approach. Gets a sense of achievement from solving operational problems and helping others. Operationally oriented with eagerness to pick up and drive projects with cross‑functional teams. Willing to travel 10% of the time throughout the year. Please note that this role is a full‑time position in our San Francisco office (not remote). The base compensation range for this role in San Francisco is: $90,000–$125,000. The total compensation package also includes equity (RSUs). Our Diversity, Equity and Inclusion commitments Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them. Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status. All your information will be kept confidential according to EEO guidelines. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. This role is based out of our San Francisco office. We are an office‑first company and value in‑person collaboration; we do not offer remote‑only roles. #J-18808-Ljbffr Adyen