Credit Analyst

Join Our Team as an experienced Credit Analyst at Starion Bank! Are you an analytical, detail-oriented professional with a passion for financial analysis and sound credit decision-making? If so, we want you to join our team at Starion Bank! Why Starion Bank? As a growing community bank, we pride ourselves on local leadership, personalized service, and deep community loyalty. We're not just a bank; we're a place where you can thrive both professionally and personally. Position: Credit Analyst Location: This position is available at any of our branches in North Dakota and Wisconsin. Key Responsibilities: Analyze new and existing credit requests, including complex credits, and prepare financial spreads and Credit Approval Presentations (CAPs). Conduct annual credit reviews and provide recommendations regarding creditworthiness, risk, and appropriate loan structure. Serve as a resource to lenders on complex credit transactions, financial analysis, risk assessments, and servicing needs. Lead or assist with credit administration projects, process improvements, regulatory changes, system enhancements, and risk management initiatives. Support loan policy administration by providing guidance and recommending improvements or clarifications. Identify training needs and provide credit-related training and guidance to lending staff; conduct appraisal reviews as needed. Qualifications: Bachelor's degree in accounting, finance, economics, business administration, or a related field. Three to eight years of related credit analysis, lending, or financial analysis experience; placement at the Credit Analyst II or III level will be based on experience and qualifications. Strong financial statement analysis, credit risk assessment, loan structuring, and problem-solving skills. Ability to work independently and provide sound technical guidance on complex credit matters. Strong communication and presentation skills with the ability to educate and advise others. Advanced proficiency in Microsoft Word and Excel; database or financial software experience preferred. What We Offer: Competitive Salary : Your hard work deserves great pay! Comprehensive Benefits : Including health, life, dental, vision, and a health savings account. Retirement Planning : 401K and profit-sharing options. Incentives : Annual Incentive Compensation Program available for all benefit eligible employees Work-Life Balance : Paid vacation and holidays. Recognized Excellence: Join a team recognized as "Best of the Best" by Independent Bankers magazine! Ready to Make a Difference? If you're ready to take the next step in your career and be part of a community-focused bank, Starion Bank- Taking You Farther. Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. #J-18808-Ljbffr Starion Bank