Director - CRE Underwriter (Greater Tampa Bay Area)

Job Description:

• Act as the primary underwriting lead with end-to-end ownership of transactions, ensuring timely execution, sound credit outcomes, and alignment across all stakeholders
• Underwrite and close commercial real estate loans for multiple borrowers and different asset types
• Lead preparation and defense of credit memos, clearly articulating key risks, mitigants, and structuring rationale for committee, including cash flow analysis, risks and strengths, borrower / sponsor review, and market analyses
• Act as the central point of coordination across internal teams and external counterparties, proactively resolving issues and maintaining deal momentum
• Manage a team of 5-10 people

Professional Qualifications:

• Candidate is required to have a BA/BS, ideally in commercial real estate finance, finance or similar
• At least 7 years’ experience underwriting commercial real estate loans at a bank
• Demonstrated experience independently leading CRE loan transactions from origination through closing (not solely supporting roles)
• Proven ability to exercise independent credit judgment and make recommendations in situations with incomplete or evolving information
• Experience structuring CRE loans, including familiarity with risk mitigation tools (e.g. – reserves, covenants, cash management, other credit enhancements, etc.)
• Must have direct management experience