Senior Full Stack Developer

Role Description

We’re looking for a Senior Full Stack Developer to join our lending team. The ideal candidate will be well experienced in new product development and has a passion for creating new and innovative products and solutions that meet the client’s needs. The ideal candidate will also be someone that is innovative, open to change and strives to deliver high quality code in collaboration with their team. You will be responsible for designing and developing front end and back end web architecture, testing your solutions, and ensuring its ongoing responsiveness.

• Architect, discuss, design, implement systems within the Scratch ecosystem.
• Write clean, maintainable code across our backend services and frontend components.
• Contribute to the overall quality and test coverage, ensuring all features are tested end-to-end.
• Grow and improve the Continuous Integration and Continuous Delivery pipelines.
• Participate in daily stand-ups, sprint planning, and code reviews as a key member of the agile team.
• Take ownership of incident response and debugging for your code and shared services.
• Stay current on best practices and industry trends.
• Translate product requirements and specifications into implementation plans and working code.

Qualifications

• Availability: we are accepting candidates from UTC-3 to UTC-8 timezones.
• Fluency in English is a must.
• 5+ years of professional experience as a software engineer, with strong backend skills using Node.js + TypeScript.
• Experience developing RESTful APIs.
• Frontend experience using React, and proficiency with fundamental front end languages such as HTML, CSS and JavaScript.
• Practical knowledge of SQL and NoSQL Databases, like MySQL, PostgreSQL, Firestore, Redis etc.
• Experience working in domain-based monorepos that house and independently deploy multiple backend services.
• Familiarity with cloud infrastructure best practices (CI/CD, Docker, Kubernetes are a plus).
• Ability to switch between languages and frameworks.
• Familiarity with Agile and Scrum processes.
• Comfortable navigating a fast-paced startup environment and collaborating cross-functionally with product and engineering stakeholders.
• Excellent problem-solving skills, clear communication, and a proactive attitude toward taking initiative and delivering results.

Requirements

• Knowledge of Google Cloud Platform, CI/CD, Kubernetes, and Docker.
• Experience in PHP and/or Golang.
• Experience in risk modeling and underwriting processes.
• Experience in building payment processing solutions.
• Experience in ML models.
• Experience in QA tooling, like Playwright, Cypress or Selenium.

Benefits

• Competitive base salary ranging from USD $80k - $95k (location and experience dependent).
• Remote-first company with flexibility for a hybrid model.
• Unlimited PTO.
• Covered healthcare.
• 401k match.
• Cell plan reimbursement.
• Monthly recognition opportunities.
• Learning platforms and resources for growth.
• Equity retention policy.
• Generous parental leave.

How to Apply

Ready to join our team? To apply, please visit our Scratch Careers Page. Be sure to:

• Submit your resume.
• Answer the custom questions provided.
• Feel free to add any additional information or documents you believe are relevant to your application.

We look forward to reviewing your application!

*Our team will ONLY contact you from the domain @scratchpay.com or @ats.rippling.com.

Our Commitment

We’re innovators who care deeply about the lives of pets, their owners, and veterinary professionals. We believe diversity strengthens our team and drives better solutions. Scratch is committed to diversity in its workforce and is proud to be an equal opportunity employer.