Underwriting Auditor

Underwriting Auditor

An Underwriting Auditor plays a critical role as a subject matter expert within the audit process, driving the integrity, accuracy, and compliance of underwriting activities across the organization. The Underwriting Auditor will proactively identify trends, influence underwriting practices, and help with the development of process improvements to strengthen audit effectiveness and adherence to guidelines. This role requires advanced technical underwriting knowledge, excellent analytical capabilities, and strong interpersonal and communication skills to effectively collaborate across functional areas and drive results.

Responsibilities

• Analyze audit findings to identify trends and emerging risks; make recommendations to drive underwriting consistency and mitigate risk exposure.
• Validate and oversee the accuracy and completeness of audit results, ensuring clarity, credibility, and actionable insights in audit reports.
• Compile and present monthly and quarterly audit reports, including countrywide audits, annual scorecards, and underwriter performance rankings.
• Partner with Underwriting Leadership to interpret findings and deliver insights to drive underwriting behavior and continuous improvement.
• Serve as a primary point of contact and trusted advisor to Underwriting teams, Product, Risk Quality, and other partners for audit-related matters.
• Partner with process owners to refine audit methodology and improve audit efficiency and impact.
• Maintain expert knowledge of company underwriting guidelines, authorities, rating engines, and appetite criteria for all lines of business.
• Provide back-up support for the post-bind process and contribute to process optimization initiatives.
• Identify and implement process improvements to streamline audit workflows and drive efficiencies.
• Stay abreast of market, regulatory, and industry trends that may impact underwriting guidelines or audit processes.
• Proactively recommend adjustments to audit methodology and underwriting practices in response to market demands.
• Perform additional functionally related duties as assigned.

Qualifications

• Bachelor's degree preferred.
• 5+ years of multi-line underwriting experience (Workers' Compensation, CPP) with strong technical and product knowledge.
• Proven audit and/or quality assurance experience preferred.
• In-depth knowledge of Workers' Compensation and ISO coverages, forms, and guidelines.
• Demonstrated ability to work independently and lead complex audits.
• Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
• Excellent written and verbal communication skills, with ability to synthesize and present findings to various levels of leadership.
• Proficiency in Microsoft Office Suite and other audit and data analytics tools.

• Experience developing and presenting training content or audit findings to Underwriting teams and leadership.
• Familiarity with SQL and/or strong aptitude and desire to expand knowledge in data analysis and reporting tools.
• Experience influencing underwriting best practices and driving process improvement initiatives.

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position. AmTrust has the right to revise this job description at any time.

The expected salary range for this role is $53K-$80K/year.

Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations.

What We Offer

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.