Compliance Specialist II

ABOUT THE ROLE: Under the general supervision of VP Compliance, the Compliance Specialist II supports the credit union's enterprise‑wide Compliance Management System (CMS) with a focus on leading and executing the second line compliance monitoring and assurance activities. This role independently manages assigned compliance functions, performs risk‑based monitoring and testing, and provides guidance to business units and junior staff. The Compliance Specialist II serves as a subject‑matter resource and helps ensure adherence to applicable federal and state regulations. WHAT YOU WILL DO: Leads and conducts periodic, risk‑based compliance monitoring reviews covering deposit, lending, advertising, and other regulatory requirements Performs transaction testing, file reviews, and control effectiveness assessments Documents findings, root causes, and recommendations; tracks and validates corrective actions Contributes to the development and refinement of the risk‑based compliance monitoring program and schedule Oversees HMDA data validation, including error identification and remediation tracking Reviews marketing materials (digital, print, branch signage, social media) for compliance with Reg DD, Reg Z, UDAAP, and applicable fair lending requirements Supports the complaint management process, including identification of regulatory concerns, UDAAP risk, and trends Performs root cause analysis and provides recommendations for remediation Supports preparation of regulatory reports and examiner/auditor information requests Provides guidance and responds to compliance inquiries from business units on regulatory requirements and operational application Assists in developing and delivering compliance training for staff and management Communicates regulatory changes and operational impacts clearly and effectively Assists with review and updates of compliance‑related policies, procedures, checklists, and job aids Supports alignment of CMS components with the Three Lines of Defense model, risk taxonomy, and risk appetite Provides guidance and informal mentorship to Compliance Specialist I staff, including review of work products where appropriate Performs all other duties as assigned by the VP, Compliance QUALIFICATIONS: Education High school diploma or GED equivalent required; Bachelor's degree in Business, Finance, Risk Management, or related field preferred Experience/Skills/Knowledge 3-6 years of progressive compliance, audit, or regulatory experience required Experience working independently in a regulated financial environment required Strong analytical and problem‑solving skills required Must have advanced written and verbal communication abilities Must have the ability to manage multiple priorities and deadlines with an effective outcome Must have strong service orientation aligned with the credit union's mission and values Experience with complaint program management and analysis required Must be able to deal with confidential information Experience with risk management and GRC systems (e.g., Archer) preferred CRCM or similar compliance certification preferred BENEFITS: Robust medical and dental plans Vision benefits 401(k) with generous employer match Tuition reimbursement Competitive salaries Paid volunteer days Professional development and career advancement opportunities #J-18808-Ljbffr