Underwriting Consultant

General Summary The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with company sales teams, brokers and all internal partners. The role may also assist with the training, technical development and mentoring of other underwriters, while leading and influencing others to support change and drive profitable results. Principal Duties and Responsibilities Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in‑force cases. Conduct high‑quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing them. Contribute to the development of policies and procedures in support of product development initiatives. Demonstrate mastery of the company’s product portfolio, the sales, implementation, and enrollment processes, and marketplace influences. Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners. Act as a technical resource for junior underwriters and provide developmental feedback on case‑level decisions within a mentoring relationship. Act as a mentor and coach, providing input to management regarding mentee performance. Job Specifications Bachelor’s degree or equivalent, relevant business experience Demonstrated, consistent proficiency at Senior Underwriter level Mastery of product provisions, plan designs, pricing and contractual benefits Excellent technical expertise in risk selection Strong understanding of top‑line and bottom‑line objectives Complete understanding of sales/distribution process and market trends Strong mentoring and coaching skills Strong creative problem‑solving skills Strong critical thinking/analytical reasoning skills Excellent communication skills, both verbal and written Strong organizational skills and ability to handle multiple priorities Highly skilled in persuasiveness and negotiation Ability to work independently and in a team environment Strong commitment to quality and personal ownership of results Benefits Health, Vision, Dental, Short & Long‑Term Disability coverage Generous paid time off, including time to volunteer Up to 9.5% 401(k) employer contribution Mental health support Career advancement opportunities Student loan repayment options Tuition reimbursement Flexible work environments Compensation Base salary range: $63,500.00 – $120,000.00. Pay is based on skill, geographical location and experience. Equal Opportunity Employer Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. Accommodation Unum Group is committed to working with and providing reasonable accommodations for any applicant with a disability. If you are disabled and need a reasonable accommodation to participate in the application or hiring process, please contact us by submitting a request here. #J-18808-Ljbffr