Senior Fullstack Engineer

Role Description

We're looking for a Senior Software Engineer to join the Clasp Finance engineering team, a small, high-impact group working at the intersection of financial operations, product, and data.

You will report to the Engineering Director, Lending and work directly with your teammates and stakeholders to build a resilient, highly available, and compliant workbench for Clasp Lending. This is not a role for someone who just ships features and moves on. You'll own hard problems end-to-end, building the operational tooling, data pipelines, and product features that make a lending platform run. You use AI tools deliberately and creatively to move faster than a team twice your size. You have strong opinions about software quality, are relentlessly detail-oriented, and thrive in ambiguous, high-ownership environments.

We want someone who looks at a hard codebase and is excited to tactically and surgically work on improving the application in every interaction.

What You'll Do

• Design, build, and maintain features across the loan origination platform, ranging from application intake and decisioning logic through servicing and collections workflows.
• Build and maintain internal operational tooling that empowers the Clasp Finance team to manage loans, configure programs, run reports, and respond to school and borrower needs with precision.
• Participate in architecture decisions, code reviews, and technical design discussions that shape the long-term health of the platform.
• Apply AI-assisted development techniques (code generation, test writing, refactoring, documentation) to asymmetrically scale your impact and ship higher-quality software faster.
• Collaborate with compliance and legal to implement regulatory requirements (TILA, ECOA, fair lending, state licensing) as first-class engineering constraints — not afterthoughts.
• Develop and instrument data pipelines alongside the data team that power credit modeling, compliance reporting, and school-facing portfolio analytics — treating data accuracy as non-negotiable.
• Engage occasionally with school and university technical stakeholders to understand integration needs and build confidence in the platform's reliability.
• Contribute to a culture of continuous learning, high standards, and direct, low-ego feedback.

Qualifications

• 5+ years of professional software engineering experience with strong fluency in Python and TypeScript/JavaScript.
• Experience building operational and/or internal tooling for fintech, lending, or another regulated domain.
• AI-native in your workflow where you are using coding tools (Cursor, Copilot, Claude, etc.) as a genuine force multiplier.
• Familiarity with Django (or a comparable Python web framework) and React.
• Hands-on experience with cloud/serverless infrastructure (AWS Lambda, GCP Cloud Functions, or equivalent) and modern deployment practices.
• Strong written and verbal communicator to explain technical decisions to non-engineers and write documentation others actually want to engage with.
• Passionate about building technology that expands access to education and economic mobility.

Nice to Have

• Any prior exposure to fintech, payments, banking, or financial services.
• Experience designing and building data pipelines, ETL workflows, or event-driven systems that need to be reliable, observable, and correct.
• Familiarity with TILA, ECOA, or state lending regulations and their technical implications.
• Prior experience working in a startup environment where you've worn multiple hats.
• Experience integrating with loan servicers, payment processors, or financial data providers.

Benefits

• Competitive cash and equity compensation
• Health benefits (health, dental, & vision)
• Student loan repayment benefits
• 401k matching
• Commuter benefits
• Flexible PTO policy
• Opportunities to grow and perform in a fast-paced environment alongside a stellar team

Salary

The salary range for this position is competitive and will be commensurate with the candidate's experience, qualifications, and industry knowledge, ranging between $135,000 - $165,000 annually.

Closing

If you are a driven engineer with a passion for building systems that meaningfully serve the people who rely on them, we want to hear from you. Join us in reshaping how schools support their students and making a lasting impact on the future of higher education financing. Apply now to be part of our growing team!

We are committed to creating a diverse and inclusive workplace where all employees feel valued, respected, and empowered to contribute their unique perspectives and talents. Clasp is an equal opportunity employer and prohibits discrimination and harassment of any kind.