Mortgage Loan Officer

A bit about us:

We are a group of qualified mortgage professionals facilitating billions of mortgages, catering to a vast clientele with both conventional and government loan needs We're seeking someone who's already doing business but is ready for the right team, proven systems, and platform to take things to the next level. You'll have the opportunity to grow your personal production while contributing to a powerhouse team with momentum and vision.

Why join us?

Benefits Include:

Medical, dental, and vision insurance
Short-term and long-term disability
401(k) retirement plan
Paid sick leave: 12 hours/month
10+ paid holidays per year
Additional incentives and bonuses may apply

Job Details

We are seeking a dynamic and experienced Permanent Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will play a critical role in helping our clients finance one of the most important decisions of their lives. You will be the key point of contact to guide them through the mortgage process, providing exceptional customer service and utilizing your expertise in mortgage lending to secure the best options for our clients. This role requires an individual who is driven, self-motivated, and has a strong passion for the mortgage industry.

Responsibilities:

• Act as the primary liaison between the company, the loan applicant, and the lending institution throughout the entire loan process.
• Maintain a thorough understanding of all lending programs and offerings, staying up-to-date with the latest industry trends and changes.
• Conduct detailed interviews with potential borrowers to understand their financial needs and objectives.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Provide detailed information about different types of loans and their requirements and benefits to prospective clients.
• Handle customer complaints and take appropriate action to resolve them.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization.
• Achieve sales and client satisfaction targets, while adhering to company policies and federal regulations.

Qualifications:

• Bachelor's degree in Finance, Business, or a related field.
• A minimum of 3 years of experience in mortgage lending or a related field.
• Proven track record of successful sales experience in the mortgage industry.
• Solid understanding of the local real estate market and ability to make sound decisions based on market conditions.
• Strong knowledge of conventional and government loan requirements, real estate law, and regulatory guidelines.
• Excellent customer service skills, with the ability to build and maintain relationships with clients.
• Exceptional communication and interpersonal skills.
• Proficiency in mortgage loan software programs and automated underwriting systems.
• Must have an active Mortgage Loan Originator (MLO) license within Texas.

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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