Director of Risk & Analytics - Hybrid (Irvine, CA)

We help over 100,000 employers give their employees peace of mind by providing health, pharmacy, and disability, vision, dental and other insurance solutions. At OneDigital, the Director of Risk & Analytics for Southern California will lead the strategy, delivery, and evolution of risk, actuarial, and analytics capabilities for our Southern California Employee Benefits practice. Essential Duties and Responsibilities Market Leadership & Strategy Owns and leads the SoCal Risk & Analytics strategy, aligned to local client needs, renewal complexity, and growth priorities. Serves as the senior analytics and risk leader for the SoCal Employee Benefits practice. Partners with market leadership to drive client retention, new business growth, and margin expansion through analytics‑enabled strategy. Client & Prospect Engagement Actively participates in client and prospect meetings, especially for complex renewals, high‑risk populations, funding strategy discussions, and growth opportunities. Provides clear, executive‑ready insights, supporting strategic client relationships and marquee presentations as needed. Client Delivery & Advisory Leads and oversees advanced analytics delivery for SoCal clients, including health & welfare financial modeling, cost‑driver analysis, and plan design. Manages forecasting, funding strategy evaluation (self‑funded, level‑funded, alternative arrangements such as ICHRA, captives, reference‑based pricing), and comparative analyses to optimize cost, risk, and sustainability. Provides analytical guidance for renewal positioning, carrier discussions, and client decision‑making; supports block renewal negotiations with carriers. Stop Loss Strategy Leads the SoCal stop loss strategy in partnership with OneDigital’s Stop Loss Center of Excellence. Ensures competitive, well‑structured stop loss placements aligned with client funding strategies, including captives, reference‑based pricing, and ICHRA‑compatible solutions. Guides on claims trends, market dynamics, carrier performance, and risk trade‑offs across alternative funding approaches. Team Leadership & Development Builds and develops SoCal‑based analytics and risk talent through direct leadership. Coaches team members on technical excellence, business acumen, and consultative delivery. Supports hiring, onboarding, performance management, and succession planning for market analytics roles. Operational Excellence, Scale & National Partnership Designs and refines scalable analytics delivery models to support consistent, high‑quality execution as the practice grows. Establishes capacity models, delivery standards, and workflow expectations for the SoCal market. Serves on internal national committees and working groups, acting as a liaison between SoCal and national analytics teams. Drives adoption and effective use of analytics tools, services, and enterprise solutions across the SoCal Employee Benefits practice. Continuous Improvement & Communication Collects and synthesizes feedback from clients, consultants, and producers to continuously improve analytics offerings. Communicates analytics capabilities, updates, and best practices across the SoCal practice. Partners with national teams to ensure alignment between enterprise solutions and evolving local market needs. Qualifications, Skills and Requirements Advanced analytical and financial modeling expertise, including multi‑year projections, funding comparisons, and risk modeling. Deep knowledge of health insurance, self‑funded plans, medical stop loss, and employee benefits. Experience modeling and advising on alternative funding strategies: ICHRA, stop loss captives, reference‑based pricing, level‑funded and hybrid arrangements. Ability to articulate financial, operational, and employee experience trade‑offs across funding strategies. Strong operational mindset with the ability to scale delivery without sacrificing quality. Exceptional written and verbal communication skills; ability to present complex technical concepts to executive audiences. Strong consultative presence in client‑ and prospect‑facing settings; proven influence in a matrixed organization. Strong project management, problem‑solving, and prioritization skills. Education, Training and Experience Bachelor’s degree or equivalent experience required. 10+ years of related experience in health benefits, analytics, actuarial, or risk‑related roles. 5+ years of leading people, projects, or complex client work. Experience supporting large, sophisticated employer groups. Operational or practice leadership experience strongly preferred. Advanced proficiency in Microsoft Excel and PowerPoint required. Life & Health insurance license preferred. Compensation and Benefits The typical base pay range for this role nationwide is $160,000 to $200,000 per year. Base pay depends on skills, education, qualifications, experience, and location. Eligible employees may receive variable compensation, commissions, or annual bonuses based on performance. Benefits include health, wellbeing, retirement, paid time off, overtime pay for non‑exempt employees, learning and development programs, and reimbursement of job‑related expenses. Equal Employment Opportunity Statement OneDigital is an equal opportunity employer. We provide equal employment opportunities to all employees and applicants for employment regardless of veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy, national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information, or any other category protected by federal, state, or local law (collectively, “protected characteristics”). A copy of the Federal EEO poster is linked here. Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment. For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant: City and County of SanFrancisco, City of LosAngeles County of LosAngeles. Employment decisions shall comply with all other applicable federal, state, and city/county laws prohibiting discrimination in employment. OneDigital complies with all criminal history inquiry and “ban the box” laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, NewJersey, NewMexico, Oregon, Rhode Island, Vermont, and Washington. In short, we believe in hiring the most qualified applicant for the position, regardless of background. #J-18808-Ljbffr