Software Engineer II - Engineering

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Kapitus will never ask a candidate for employment for payment or financial information during the initial application or interview process. All open positions are posted in location specific employment portals available at All legitimate Kapitus job postings on employment sites will direct candidates to complete an application through these portals before completion of the hiring process.

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As a Software Engineer at Kapitus, you will be working with other developers to design well-crafted software. We are looking for engineers with a focus on code quality, developed in an agile environment utilizing modern architecture and design practices. Your contributions will empower Kapitus to continue helping small business owners find lending options so they can make payroll during tough times, scale to meet market demands, and make large purchases to scale their operations. You will join a team of engineers tasked with developing the modern interfaces to replace existing legacy systems.

What you will do:

• Design, develop, test, and maintain new software for internal customers from the ground up while providing a strong foundation for future development
• Help define the architecture, technical patterns, and engineering practices for a new platform while integrating with or extracting capabilities from legacy applications
• Develop backend services primarily in Python, with particular emphasis on Flask
• Build and integrate solutions using AWS services, including Lambda, Cognito, SNS, SQS, and DynamoDB
• Maintain and improve deployment pipelines and CI/CD processes
• Build and maintain infrastructure using tools such as OpenTofu and Terraform
• Collaborate with Stakeholders to understand the product roadmap, communicate progress, identify risks, and support delivery within an Agile/Scrum environment
• Partner with the Tech Lead and Engineering Manager to make sound technical decisions and establish scalable development practices
• Participate in code reviews and contribute to team-wide engineering standards as the team grows
• Mentor junior developers on Python and engineering practices

What we’re looking for:

• Bachelor’s degree in Computer Science, Software Engineering, or a related field.
• Minimum 5+ years of engineering experience
• Deep understanding of Python (5 years+) experience in Flask is preferred.
• Experience working in AWS particularly Lambda, Cognito, SNS, SQS, and DynamoDB
• 2+ years of Salesforce experience
• 3 + years of experience building or maintaining deployment pipelines and CI/CD processes
• Experience building clean, readable, and well documented code using modern best practices.
• Experience working with infrastructure-as-code tools such as OpenTofu and Terraform
• Experience working in an Agile environment utilizing Scrum
• Experience collaborating with Product Owners and technical leadership to deliver work from a prioritized roadmap or backlog
• Strong understanding of software development, testing, code quality, maintainability, and technical documentation
• Clear written and verbal communication skills, with the ability to explain technical concepts to both technical and non-technical stakeholders
• Ability to remain organized and effective when working under pressure and managing time-sensitive deliverables
• A growth mindset and interest in progressing from a senior engineering role toward technical leadership
• A strong sense of mentorship and a willingness to support the development of other team members
• Experience in the financial services or lending industry is a strong plus
• Certification in AWS is preferred

Kapitus Total Rewards Package Includes:

• Competitive Base Salary Range of $96,300-$154,400 Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience.
• Annual Incentive Compensation Eligibility – Up to 10% annually

• Health Insurance: Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families. Additional perks through UHC include: Sweat Equity, free subscription to the Calm App, UHC rewards, Real Appeal, and Quit For Life.
• Flexible Spending Account: Set aside pre-tax dollars from your paycheck to pay for qualified out-of-pocket medical, dental, vision, pharmacy or dependent care expenses.
• Lifestyle Spending Account: Employer sponsored post-tax benefits that allow reimbursement for expenses related to physical, mental and financial well-being.
• 100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
• Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
• Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
• Commuter Benefits: We offer pre-tax benefits on parking and commuter expenses to cover travel to and from work.
• LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include:
  • Pet and car insurance discounts.
  • Financial services such as LegalShield.
  • Relaxation and stress management tools.
• Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
• Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events. Managed through our LSA plan, Kapitus Academy.
• Travel Reimbursement: We also offer travel reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
• Paid Time Off and Sick Time.
• Retirement Benefits : Our 401K plan is managed through Fidelity. To support your long-term financial goals, the company provides a 25% match on your contributions, up to 6% of your annual salary.

About Kapitus:

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses with the financing they need when, and how it is needed. We have spent our entire existence building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay and solid opportunity for growth.

Company Mission: At Kapitus, our mission is to help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner’s story and we are dedicated to building lasting relationships to champion their goals. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity.

Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence.