Real Estate Lending Specialist TFull Time

Real Estate Lending Specialist (Full Time, On Site) The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out its Mission to provide best value financial services to members by offering outstanding service to both members and internal stakeholders. The Specialist will analyze loan requests and make credit decisions based on lending policy. Job Summary Assist First Atlantic Federal Credit Union in providing the best value financial services to members by providing excellent service, promoting Credit Union loan products, examining, evaluating, and authorizing or recommending approval of member applications for loans. Essential Duties and Responsibilities Analyze, underwrite, and cash flow mortgage loans by reviewing each loan file, appraisal(s), application, preliminary title report and verifications. Understand loan program criteria and ensure loans are accurately documented. Review loan files for completeness and identify any missing documentation or potential problems. Review applications and all pertinent disclosures to ensure compliance with all Federal, State, investor requirements and Credit Union policies. Cross‑train other team members where applicable. Provide excellent member service and maintain the highest possible level of member relationships. Pre‑qualify by determining loan limits. Post‑closing review of all loan files. Ensure accuracy of changing rates and maturity dates. Manage and maintain all escrow accounts to ensure payments are made in a timely manner. Be eligible to register with the SAFE Act. Compensation Salary: $20.34 - $25.42 per hour. #J-18808-Ljbffr First Atlantic Federal Credit Union