Junior Underwriter

Company Description Liberty Funding Group, LLC is a direct provider of merchant cash advances and alternative financing solutions for small and mid-sized businesses across the United States. The company offers fast, flexible access to capital, helping clients manage cash flow and invest in growth across a wide range of industries. Liberty Funding Group emphasizes streamlined underwriting processes that allow for quick funding decisions. The team is committed to transparent communication and consistent funding performance, creating a reliable experience for both partners and customers.

Role Description The Junior Underwriter will support the evaluation of merchant cash advance and alternative financing applications in a full-time, on-site role based in Lynbrook, NY. This position involves reviewing bank statements, credit reports, and financial documentation to assess risk and recommend appropriate funding amounts and terms. The Junior Underwriter will assist in preparing and updating files, entering and validating data in internal systems, and communicating with sales representatives to clarify application details. The role includes monitoring existing accounts for performance trends, helping to identify potential issues, and supporting underwriting guidelines and compliance procedures. The Junior Underwriter will collaborate closely with senior underwriters and management to ensure consistent, accurate, and timely decisions.

Qualifications

This postion is ENTRY LEVEL

• Strong analytical and quantitative skills, with the ability to interpret financial statements, cash flow, and credit-related data.
• Proficiency with spreadsheets, CRM or underwriting software, and general computer applications used in financial services.
• Effective written and verbal communication skills for coordinating with internal teams and clearly documenting decisions.
• High attention to detail, accuracy in data entry, and strong organizational skills to manage multiple applications and deadlines.
• Ability to learn underwriting guidelines, follow standardized processes, and apply sound judgment under supervision.
• Customer-focused mindset, with professionalism and integrity in handling sensitive financial information.
• Associate’s or Bachelor’s degree in Finance, Business, Economics, or a related field preferred; relevant internship or entry-level experience in lending or underwriting is a plus.
• Willingness to work on-site in Lynbrook, NY and collaborate in a team-oriented environment.