Underwriter
Cardinal Community Credit Union
This position is responsible for decisioning loan applications within the mortgage department. The underwriter evaluates and verifies loan documents to determine the applicant's ability to repay the mortgage loan. The role requires strong competency with FNMA underwriting guidelines. Responsibilities include reviewing the 1003 and 1008 forms, trust documentation, title reports, homeowner and condo master policies, and insurance documentation. The underwriter ensures that loan terms and property specifications comply with credit union policies and applicable government regulations. **Requirements:** Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet Credit Union and government standards. Approves or rejects loan application or requests additional information. Evaluates acceptability of loan to corporation that buy real estate loans on secondary mortgage markets. Assembles documents in loan file, including acceptance or denial and returns file to originating mortgage loan department. Records loan rejection, specifying investor and Credit Union guidelines and basis for declining application. Seniority level Mid-Senior level Employment type Full-time Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at Cardinal Credit Union by 2x. Sign in to set job alerts for “Underwriter” roles. #J-18808-Ljbffr
$50k - $112.9k
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Mayfield Heights, OH21 days ago- ...Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by...SuggestedDaily paid
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Fifth Third Bank, N.A.
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