Insurance Agent Trainee

Life Insurance Sales Agent

Location(s): Clifton, New Jersey

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.

Career and Opportunity

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your income potential. Superior performance is recognized through awards, prizes, and company-sponsored trips.

Benefits

Kemper offers competitive benefits, including:

• Major Medical and Dental Insurance
• Group Life Insurance
• Short-Term & Long-Term Disability
• 401(k) with Company Match
• Paid Vacation
• Employee Stock Purchase Program

Responsibilities

Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.

Day-to-Day Activities:

• Conducting sales presentations, recommending products, and closing new sales
• Prospecting for new sales opportunities
• Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
• Responding promptly to service requests such as beneficiary changes, claims, and loans
• Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations

• Grow the assigned territory through new sales
• Build strong working relationships with customers
• Devote the time necessary to fulfill the responsibilities of the role
• Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

• Customer service experience
• Must be at least 18 years of age
• Valid driver's license with required auto insurance coverage
• Dependable vehicle for daily travel
• Ability to pass a background check, motor vehicle report, and drug screening
• Authorization to work in the United States

Preparation

• Licensing: We provide free access to study tools and professional guidance to help you prepare for licensing exams
• Training: New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
• On-the-Job Training: Earn a paycheck while learning your profession through hands-on experience

The compensation for the role is fully commissioned based.

Opportunity is knocking. Don't let it pass you by!

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.