Senior Credit Analyst

Job Description Prepare spreads of financial information from financial statements and tax returns Monitor the ongoing credit risk of existing loans through systematic reviews of financial statements and testing compliance with loan covenants Analyze and underwrite consumer loan requests as needed Order appraisals of residential property Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity Identify exceptions to lending policies and underwriting guidelines. Ensure compliance with all applicable laws and regulations Research borrower industry and market conditions Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk Prepare written assessment documenting the strengths and weaknesses of small, non-complex commercial credit requests Assist with special projects and performs other duties as assigned Physical Requirements: Must be able to remain in a sitting stationary position for extended periods of time Constantly operate a computer and other office machinery Ability to lift up to 25 pounds Member FDIC, Equal Housing Lender FCBI is an Equal Opportunity Employer We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at View phone number on click.appcast.io . EEO is the Law ADP Privacy Statement Artificial Intelligence Google Privacy Policy Google Terms of Service #J-18808-Ljbffr