Mortgage Loan Shipper

Mortgage Loan Shipper

The Mortgage Loan Shipper prepares and delivers mortgage loan files to investors both electronically and by certified mail. This position coordinates with and provides back-up to other Mortgage Loan Services associates. The Mortgage Loan Shipper prepares and uploads or ships loan packages according to investor guidelines to ensure timely loan purchases.

Essential Duties and Responsibilities

• Ship FHA, VA, Conventional, Rural Development and various state Bond loans to investors.
• Prepare daily reports for manager to monitor various stages of the shipping process.
• Work directly with the Mortgage Loan Officer and closers to ensure the utmost in customer service.
• Refer customers to bank personnel as needed.
• Perform research on bank systems.
• Perform daily duties on all mortgage systems.
• Comply with all legal and regulatory guidelines related to the mortgage industry.
• Identify cross sell opportunities.
• Completes required BSA/AML training and other compliance training as assigned.
• The ability to work in a constant state of alertness and in a safe manner.
• Perform any other related duties as required or assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education and Experience

High school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc, plus 12 to 18 months related experience and/or training, or equivalent combination of education and experience.

Communication Skills

Ability to read and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; Ability to write routine reports and correspondence.

Mathematical Skills

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

Critical Thinking Skills

Ability to utilize common sense understanding in order to carry out written, oral or diagrammed instructions. Ability to deal with problems involving several known variables in situations of a routine nature.

Required Certificates, Licenses, Registrations

Not indicated.

Preferred Certificates, Licenses, Registrations

Not indicated.

Software Skills Required

Basic: 10-Key, Accounting, Alphanumeric Data Entry, Database, Payroll Systems, Spreadsheet, Word Processing/Typing

Working Conditions

Periodically exposed to such elements as noise, intermittent standing, walking, occasionally pushing, carrying, or lifting; but none are present to the extent of being disagreeable.

Environmental Conditions

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Physical Activities

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Moderate diversity, low physical. Work activities which allow for a moderate amount of diversity in the performance of tasks which are not as varied as those positions with high-level diversity and decision-making.

While performing the functions of this job, the employee is regularly required to stand, walk, sit, use hands to finger, handle, or feel, reach with hands and arms, talk or hear; frequently required to climb or balance, stoop, kneel, crouch, or crawl; an. The employee must regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Additional Information

- Experience using Microsoft Office Products preferred - Proficient telephone and customer service skills - The ability to handle multiple priorities - Ability to sit for long periods - Ability to lift 15 lbs