Portfolio Manager

Job Description

Job Description

JOB SUMMARY: Manages a predetermined portfolio of existing client relationships. Assists the Commercial Relationship Managers with client/prospect related loan needs, and all duties assigned. Provides exemplary service to internal and external clients .

JOB SPECIFICATIONS:

• Education: Bachelor’s Degree in business, finance or other relevant area or equivalent work experience
• Experience: 3 plus years of commercial experience or other relevant experience

ESSENTIAL FUNCTIONS:

• Works very closely with clients, Relationship Managers and Credit Analysts to analyze loan needs and options available
• Financial monitoring/reporting and covenant compliance/risk rating analysis
• New credit underwriting
• Regularly identifies and cross sells a wide variety of products and services appropriate for the client in conjunction with the Relationship Manager
• Manages in-depth client relationships
• Ensures all Bank loan documentation is accurate and the Bank’s security interest in collateral is perfected
• Ensures timely processing of all credit requests and renewals
• Ensures all Bank loan files both hardcopy and digital are updated, organized and complete
• Performs a multitude of written and verbal communication tasks to ensure completion of all assigned projects
• Analyze and complete term loan reviews
• On-going loan administration and file maintenance and collection of financials
• Responsible for internal controls in the performance of assigned duties. Internal Control responsibilities are established in various policies, procedures, and documents, including the Code of Conduct.

• Be knowledgeable of bank compliance rules and adhere to all Bank, Federal and State policies, procedures and banking regulations relating to this position.
• Other duties as assigned to meet client and operational needs.

SKILLS:

• In-depth understanding and ability to interpret accounting literature, regulations, practice and theory, as well as ability to apply this knowledge to day-to-day activities
• Competency in applicable regulations regarding lending
• Strong understanding of Bank credit policies and procedures
• Strong understanding of commercial and real estate underwriting
• Strong organizational and project management skills
• Proficient computer skills with an emphasis on MS Office Products to include Excel and Word
• Excellent and effective written and verbal communication skills
• Willingness to assume additional responsibilities as requested
• Competency in providing exemplary internal/external client customer services in a professional manner and with tact and diplomacy
• Ability to be detail oriented with good problem-solving skills
• Ability to prioritize multiple tasks efficiently and within deadlines
• Ability to tolerate stress
• Competency in applying mathematical principles
• Ability to work with others in a cooperative manner that supports a team environment

RELATIONSHIPS:

• Responsible to the Commercial Lending Team for the fulfillment of functions and responsibilities.
• Contact with co-workers and the public in a professional manner that will enhance the overall marketing effort of the bank.

CORE BEHAVIORS for DELIVERING ON THE PROMISE:

• Be Genuine. Conduct yourself in a consistent, honest and compassionate manner at all times.
• Work Ethic . Be willing to go the extra mile for the client, whether internal or external.
• Influence. Be an active player in participating, building and contributing to service.
• Continuous Learning. Commit to gaining knowledge, skills and experience on an ongoing basis in order to better serve the client, increase personal satisfaction and improve the Bank.
• Team Play. We win together. Individuality is encouraged to advance and enrich the work of the team.
• Problem Solving. Being creative, problem-solving mentality to every situation. See alternative, take initiative and assume responsibility for your actions.
• Communication. Keep other informed and up-to-date. Actively listen and learn from each other.
• Have a Sense of Community. We firmly believe that we’re only as strong as the communities we serve. Your involvement is an important part of who we are.

Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran’s status.