Credit Analyst

About the Company Gerald Group is one of the world’s oldest and largest commodity trading companies focused on the merchanting of non-ferrous, ferrous, precious metals. For over six decades, we have distinguished ourselves as leading market specialists in the merchanting of all forms of refined metals and raw materials around the world. We take pride in our well‑earned reputation as a dedicated and trusted partner to top‑tier miners and processors, industrial consumers, and major financial institutions. We are boldly continuing this tradition as we advance a more sustainable metals trade. Founded in the United States, our main trading office is in Stamford, Connecticut. Our world‑wide operations are supported by trading hubs and offices in Geneva, Shanghai, Dubai, and other locations. In addition to our merchanting business, our mining assets include the Marampa Mines iron ore mine in Sierra Leone, and the Soremi copper and zinc mine in the Republic of Congo. Position Summary The Credit Department provides worldwide credit risk assessments to support various departments across the Gerald Group. The analyses and reports prepared by the Credit Analyst are essential to maximizing sales while minimizing risk and protecting the company from credit losses. She/he is responsible for various credit related functions including but not limited to performing credit reviews on local and international customers and preparing credit proposals, monitoring the compliance with the credit policy and credit limits, assisting to manage the credit insurance program as well as performing due diligence (i.e. KYC) on counterparties. Responsibilities Perform credit reviews and prepare credit proposals for various local and international counterparties Analyze financial data and other market‑related information to support the credit department or other department(s) of the company for structured trade deals and/or investment activities Analyze the credit exposures and monitor compliance with approved credit limits and internal credit policies Monitor overdue receivables and coordinate the collection process, including follow‑up with counterparties and internal stakeholders to ensure timely resolution Prepare weekly credit exposure reports for senior management Assist with the mitigation of the credit risk (e.g. credit insurance) Assist in the review and development of credit risk‑related policies and procedures Assist in assessing KYC applications for local and international counterparties (e.g. supplier, customer, warehouse, shipping companies etc.) Experience Bachelor (equivalent or higher) degree in Finance, Economics, Accounting, Business Administration or similar At least 3‑5 year experience in credit risk management, financial analysis or financial audit within a trading house, a bank, or one of the big four firms CFA candidate or charter holder is a plus Additional language (inc. Mandarin, Spanish, French) will be a plus with a preference with Mandarin Knowledge of the commodity business and transactions Good analytical and organizational skills Ability to work independently and under pressure Willing to travel in North America and from time to time internationally (as requested) Excellent interpersonal skills Excellent written and verbal communication skills High level of attention to detail Ability to work in office 5 days a week #J-18808-Ljbffr