Director, Underwriting (Medical)
Athene
We are driven to do more. More for our customers and the financial professionals who offer our products. If you are driven to do more and love the challenge of pursuing more, Athene is your kind of company. You will find we offer more than the basics to create an inclusive and dynamic work environment at our various locations.
Purpose:
Athene is expanding into Structured Settlements as part of its broader growth and innovation strategy, backed by the strength and scale of Apollo Global Management. This role is a unique opportunity to build a new underwriting capability from the ground up.
The Director, Underwriting (Medical) will establish and scale Athene’s Rated Age underwriting function, creating the strategy, frameworks, and operational foundation to support long-term growth. This is a builder role, ideal for someone who thrives in ambiguity, moves quickly, and wants to shape a function that will become a critical differentiator for Athene in a competitive market.
Accountabilities:
Design and implement Athene’s Rated Age underwriting strategy, operating model, and governance framework
Translate business objectives into scalable underwriting processes, tools, and system requirements
Develop and maintain underwriting guidelines and manuals to ensure consistency, quality, and risk alignment
Partner cross-functionally (Legal, Compliance, Risk, IT, Operations) to operationalize underwriting capabilities
Establish performance metrics, workflows, and continuous improvement initiatives to scale efficiently
Act as a strategic advisor to leadership on underwriting risk, capabilities, and growth opportunities
Qualifications and Experience:
7+ years of relevant experience in insurance underwriting, medical underwriting, structured settlements, or related financial services
4+ years of relevant experience providing leadership (direct or indirect), including building or scaling new capabilities or processes
Demonstrated experience in medical underwriting, mortality assessment, or Rated Age underwriting (preferred, not required)
Proven ability to translate business needs into underwriting frameworks, processes, and operational execution
Bachelor’s degree or equivalent relevant experience
Why this role at Athene?
Build from zero to scale: Own and shape a brand-new underwriting capability with enterprise visibility and impact
Growth trajectory: Be part of a business expanding into new markets like Structured Settlements with strong leadership support
Culture that moves: Athene operates with a bias for action, encouraging innovation, fast learning, and continuous improvement
Career acceleration: Opportunity to grow into a formal people leader role as the function scales
Drive. Discipline. Confidence. Focus. Commitment. Learn more about working at Athene ( .
Athene is a Military Friendly Employer! Learn more about how we support our Veterans ( .
Athene is committed to inclusion and is proud to be an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, marital status, sexual orientation, veteran status or any other status protected by federal, state or local law.
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