Lead Software Engineer

Lead Software Engineer

Prism Data is building the future of credit risk assessment using modern data science and transaction-level financial data. Our API-based platform enables banks, fintechs, and lenders to use automated cash flow underwriting—analyzing detailed banking history in real time—to improve credit decisions, expand approvals, and reduce losses.

Prism transforms raw transaction data from any source into highly structured, explainable features and predictive risk scores, including the market-leading CashScore®. Our products sit at the intersection of data engineering, machine learning, and regulated financial decisioning—and are trusted by some of the largest financial institutions and fastest-growing fintechs in the country.

Prism is well-funded and backed by leading strategic investors like Synchrony and Citi, along with top-tier venture firms including Obvious Ventures, Valar Ventures, and Core Innovation Capital.

Position Overview:

We're seeking a Lead Software Engineer to serve as a technical anchor across multiple strategic initiatives, driving architecture strategy, raising operational excellence, and mentoring and ideating with Prism's other engineering staff.

Ideal candidates will have hands-on experience building and supporting ML-model powered API services with high scalability and performance requirements, preferably in credit risk or adjacent industries.

This role reports to the VP of Technology, and will collaborate closely with cross-functional teams at Prism to ensure the product roadmap and technology strategy aligns with industry best practices, as well as emerging client and partner demand.

To power our products, we leverage Python, Kubernetes, AWS, Node.JS, PostgreSQL, and other technologies.

What You'll Do:

• Contribute to Prism's engineering culture by regularly mentoring other engineers and facilitating knowledge sharing, learning, and continuous improvement.
• Advance an architectural runway to support product extensibility and scalability while balancing sustainability.
• Architect and lead the enhancement of production ML-serving infrastructure, including continuous advancement of MLOps capabilities.
• Design, build, and operate enterprise-grade APIs and other platform services, and lead strategic co-development opportunities with key partners and data providers.
• Drive technical direction across platform and model-serving layers, ensuring observability, security, and performance at scale.
• Partner cross-functionally with product, legal, and go-to-market teams to cohesively develop new capabilities that expand cash flow analytics use cases.

Qualifications

• Software engineering experience, ideally in a high-growth or early stage startup.
• Strong expertise in modern software practices and technologies, with ability to quickly adapt to Prism's services stack.
• Deep hands-on experience with Python, Kubernetes, and AWS, with specific experience supporting machine-learning models from prototyping through production operations.
• Proactive bias-to-solve technical problems and navigate complex design decisions.
• Excellent communication skills with the ability to bridge gaps between technical teams and non-technical stakeholders.

Target base salary for this role is between $150,000 and $195,000 per year. Prism also offers additional equity-based compensation. Prism provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Prism is an equal opportunity employer and values diversity. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Prism is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. Please let us know if you need assistance with your application or interviews due to a disability.