Risk Management - Credit Officer Portfolio Management - Senior Associate
JPMorganChase
Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real‑world challenges that impact the company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class. A Credit Officer in Portfolio Management should be proficient with commercial real estate finance concepts/principles and their application to various property types. You will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance. Job Responsibilities Complete annual reviews on properties and borrowers to derive appropriate risk ratings. Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default. Document and support concluded risk ratings. Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis. Present credits to senior management on a quarterly basis. Required Qualifications, Capabilities, and Skills Bachelor’s Degree or equivalent experience. Minimum 5 years of working experience with commercial and multifamily loans. Previous experience in portfolio management, loan risk grading/risk assessment. Strong organizational and time management skills – ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results. Excellent written and verbal communication skills. Proficiency in Microsoft desktop tools including Word, Excel, PowerPoint and ability to quickly acclimate to proprietary systems. Equal Employment Opportunity Statement JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. #J-18808-Ljbffr JPMorganChase
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