Risk Analyst

Job Description

Job Description

Description

Join Our Team!
Are you passionate about navigating and mitigating risks in a dynamic environment? At Cotton Holdings, Inc., we believe in empowering individuals, driving meaningful change, and fostering success through innovative risk management strategies. As a Risk Analyst , you’ll play a vital role in ensuring operational and financial stability while helping us achieve our mission of total recovery and comprehensive solutions.

Who We Are
Cotton Holdings, Inc. is a global leader providing comprehensive solutions for property restoration, recovery, construction, and more. Whether we’re responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent with a vast inventory of company-owned assets to achieve exceptional results. Ready to be part of our dynamic, mission-driven team? Let’s get started!

As a Risk Analyst , you’ll support our Enterprise Risk Management (ERM) team by analyzing and managing risks across Cotton’s diverse divisions, from Disaster Restoration to Culinary. Working closely with our Risk Manager and cross-functional teams, you’ll contribute to loss reduction, financial efficiencies, and operational resilience. Here’s a snapshot of your responsibilities:

• Vendor and Subcontractor Evaluation : Ensure compliance with Cotton’s insurance requirements for all new vendors and subcontractors.
• Certificates of Insurance Program : Lead and maintain the certificates of insurance program for Cotton and its affiliates.
• Bonding and Surety Management : Manage our bonding and surety program to align with project needs.
• Insurance Contract Review : Evaluate contract language to ensure adherence to Cotton insurance standards.
• Claims and Risk Analysis : Support claims management and risk analysis projects to identify improvement opportunities.
• Policy Development : Assist in developing and updating company and departmental policies and procedures.
• Documentation and Reporting : Prepare and maintain required documentation for underwriting renewals and risk assessments.
• Contract Assistance : Collaborate with clients and vendors on contract preparation, review, and revisions.
• Impactful Work : Play a critical role in mitigating risks and ensuring financial and operational efficiency.
• Collaborative Culture : Work alongside industry leaders and dedicated professionals who thrive in a fast-paced environment.
• Career Growth : Expand your skills in risk management, insurance, and cross-functional collaboration.
• Comprehensive Benefits : Enjoy competitive compensation, health insurance, and opportunities for professional development.

What You Bring to the Table

• Education & Designations : Bachelor’s degree in Risk Management, Insurance, or Business.  ARM, CRM or CPCU preferred or willing to obtain.
• Experience : Recent college graduates are encouraged to apply. We offer real-world experience, exposure to senior leadership, and a clear path for professional growth within our organization. 

Skills :

• Strong communication and computer skills.
• Proficiency in insurance and risk management practices.
• Familiarity with contract review, vendor management, and certificates of insurance.
• Ability to handle multiple projects and adapt to shifting priorities.
• Industry Knowledge : Familiarity with the construction, restoration, culinary, or trucking industry is a plus.

• Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
• Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
• Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
• Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.