Remote Life & Health Insurance Representative

Remote Life & Health Insurance Representative

Company:  Globe Life AO
Location:  100% Remote | United States
Schedule:  Full-Time | Flexible Schedule
Experience:  No Insurance Experience Required | Training & Mentorship Provided

Build Relationships. Help Families. Grow Your Career From Home.

Are you looking for a  work-from-home career  where you can help people, build meaningful relationships, enjoy flexibility, and create long-term professional and financial growth?

Globe Life AO is seeking motivated, service-driven professionals to join our growing virtual team as  Remote Client Success Specialists .

You'll work with individuals and families through scheduled Zoom and phone appointments, helping them understand available  life, accident, and supplemental health insurance benefits , answering questions, identifying their needs, and guiding them through appropriate coverage options.

This opportunity combines  customer service, client relationship management, benefits education, and consultative insurance sales  in a fully remote environment.

No previous insurance experience is required.  We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.

Opportunity Highlights

✔ 100% Remote / Work From Home
✔  Entry-Level Candidates Welcome
✔  Qualified Client Opportunities Provided
✔  No Traditional Cold Calling
✔  Weekly Commission-Based Pay
✔  Performance Bonuses & Uncapped Earning Potential
✔  Renewal & Residual Income Opportunities
✔  Flexible Scheduling
✔  Comprehensive Training & One-on-One Mentorship
✔  Performance-Based Leadership Advancement

What You'll Do

  Deliver Exceptional Client Service

As a Remote Client Success Specialist, you'll:

• Conduct scheduled virtual consultations through Zoom and phone

• Welcome and assist new clients throughout the enrollment process

• Listen carefully to understand individual and family needs

• Explain available life, accident, and supplemental health benefit options

• Answer questions regarding coverage, benefits, and policy features

• Provide personalized, needs-based recommendations

• Guide clients through applications and enrollment

• Respond professionally to questions and service requests

• Maintain consistent follow-up throughout the client relationship

  Build Long-Term Client Relationships

Your relationship with clients doesn't end after enrollment.

You'll continue providing support with:

• Policy reviews

• Beneficiary updates

• Coverage questions

• Policy changes and service requests

• Claims-related guidance

• Changes in family protection needs

• Follow-up communication

• Ongoing policy support

The goal is to become a  trusted resource clients can rely on as their needs change over time .

Qualified Client Opportunities

  Focus on Helping—Not Traditional Cold Calling

Representatives receive access to qualified client opportunities, including individuals who have expressed interest in learning more about available benefits.

You'll focus your time on:

• Scheduled client conversations

• Benefits education

• Needs assessment

• Personalized recommendations

• Enrollment assistance

• Client follow-up

• Relationship building

• Ongoing client service

Our approach emphasizes  education, listening, trust, and exceptional service rather than high-pressure sales tactics.

Compensation & Earning Potential

  Weekly Performance-Based Compensation

This is a  commission-based insurance opportunity rather than a guaranteed hourly or salaried customer-service position .

Earning opportunities may include:

• Weekly commission payments

• Performance-based bonuses

• Renewal income

• Residual income opportunities

• Leadership incentives

• Performance recognition and rewards

There is  no predetermined income ceiling ; however, compensation is directly tied to individual activity, production, consistency, and results.

Individual earnings vary. No specific level of income is guaranteed.

Why Join Globe Life AO?

 100% Work From Home

Build your career virtually while serving clients from home.

Enjoy:

• No daily commute

• Flexible scheduling

• Virtual client appointments

• Digital business systems

• Remote team collaboration

• Greater control over your work environment

  Comprehensive Training & Mentorship

New to Insurance? That's Okay.

We provide structured training designed to help motivated candidates learn the business and develop professionally.

Training may include:

• Virtual onboarding

• Insurance licensing guidance

• Product and benefits education

• Customer service development

• Client needs assessment

• Virtual presentation skills

• Consultative sales training

• Application and enrollment procedures

• Client relationship management

• Weekly coaching and workshops

• One-on-one mentorship

• Leadership development

• Ongoing professional education

Career Growth & Leadership Development

Your first position doesn't have to be your final position.

Globe Life AO provides performance-based opportunities to grow into areas such as:

• Advanced client responsibilities

• Mentoring new representatives

• Training and development

• Team leadership

• Management development

• Recruiting and team growth

• Leadership conferences

• Higher-level leadership opportunities

Advancement is based on  performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.

Benefits & Professional Support

Qualifying representatives may have access to:

• Health insurance reimbursement

• Company-supported life insurance

• Accidental death benefit coverage

• Renewal and residual income opportunities

• Leadership development programs

• Professional training resources

• Union representation through OPEIU Local 277, where applicable

Eligibility and applicable program requirements may apply.

Recognition & Incentives

Outstanding performance may be recognized through:

✈️ Company-sponsored incentive travel
Performance awards and recognition
Leadership conferences and events
Professional development opportunities
Performance-based bonuses and incentives

Who We're Looking For

Successful candidates typically demonstrate:

• Excellent communication and active-listening skills

• Strong customer-service mindset

• Genuine desire to help others

• Strong interpersonal and relationship-building abilities

• Professionalism, integrity, and reliability

• Self-motivation and personal accountability

• Strong organization and time-management skills

• Problem-solving and critical-thinking abilities

• Ability to work independently from home

• Comfort collaborating within a virtual team

• Basic computer proficiency

• Confidence using Zoom and virtual communication tools

• Coachability and openness to feedback

• Goal-oriented mindset and willingness to continuously learn

No Insurance Experience Required

Experience in the following areas can transfer well:

Customer Service • Client Success • Client Relations • Retail • Hospitality • Healthcare • Education • Banking • Financial Services • Administrative Support • Recruiting • Call Centers • Sales • Account Management • Military Service • Leadership & Management

We place significant value on  communication skills, professionalism, work ethic, coachability, and willingness to learn.

Minimum Requirements

Applicants must:

• Be at least 18 years of age

• Be physically located within the  United States

• Be legally authorized to work in the United States

• Hold or be willing and eligible to obtain the appropriate  state insurance license

• Have access to a computer or laptop with webcam capability

• Maintain reliable high-speed internet

• Have microphone capability

• Maintain a quiet, professional workspace

• Be comfortable conducting virtual client appointments

• Be willing to complete required training and professional development

Licensing guidance is provided for candidates who are not currently licensed.

Virtual Interview Process

Qualified applicants will first complete a  brief career overview  covering the position, responsibilities, compensation structure, licensing expectations, training, benefits, and career path.

Candidates interested in continuing will then have the opportunity to schedule a  live Zoom interview with our hiring team .

This gives you an opportunity to fully understand the position before deciding whether it's the right career fit.

Ready to Build Your Future?

If you're looking for a  remote customer service and insurance career  where you can help families, build lasting relationships, develop professionally, and create long-term earning potential through your performance, we'd like to hear from you.

No insurance experience? Bring your communication skills, work ethic, and willingness to learn—we'll provide the training and mentorship.

Apply today to be considered for the Remote Client Success Specialist opportunity with Globe Life AO.

Work Remotely. Serve With Purpose. Build Relationships. Grow Your Future.  

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.