Underwriter

Job Summary The Porch Group is looking for an Underwriter to review, analyze, evaluate, quote, decline, and nonrenew new and renewal homeowners insurance business. This role involves making underwriting decisions that meet company criteria while supporting growth objectives, building strong agency relationships, and delivering excellent customer service. What You Will Do Manage and develop a homeowner book of business within an assigned territory to meet goals for growth, retention, and profitability. Maintain knowledge of state guidelines and state‑specific forms. Use established practices, procedures, and authority levels to modify, renew, and write new homeowner policies. Conduct research and analysis to create underwriting solutions aligned with organizational objectives. Evaluate risk characteristics and analyze historic and potential account performance to make sound decisions. Understand personal lines products, coverages, and rating methodology. Build and maintain strong agency relationships, including management of large, high‑volume agency partners. Communicate regularly with team members, internal departments, and external partners. Identify and analyze accounts and make independent underwriting decisions within assigned authority levels. Execute policies and procedures within the assigned authority, ensuring efficiency, speed, and accuracy to meet service standards. Act according to customer experience standards—respond quickly, maintain a positive attitude, build rapport, and demonstrate empathy. Recommend solutions to Senior Underwriters or the Underwriting Manager for risks outside of authority. Assist with carrier book roll opportunities and support agents in transitioning business efficiently and compliantly. Perform special projects and other duties as assigned. What You Will Bring Minimum 4 years of personal property underwriting experience. Proven team member with strong collaboration skills. Measurable achievements in exceeding customer and co‑worker experience standards. Strong understanding of industry practices, standards, and underwriting concepts. Ability to multitask, problem‑solve, and prioritize in a fast‑paced environment. Excellent oral and written communication skills. Strong negotiation and relationship‑building skills. Excellent time‑management and self‑motivation. Ability to act autonomously with limited direction. Understanding and adherence to compliance and regulatory requirements. Analytical and critical thinking skills with the ability to interpret complex data. Strong professional judgment balancing risk and growth objectives. Proficiency with Microsoft Office Suite. Preferred Qualifications 4+ years of personal property underwriting experience. Experience in a tech‑forward or high‑growth insurance environment. Familiarity with ISO guidelines and rating plans. Experience participating in carrier book rolls or supporting agencies through transitions. Insurance designations such as AU, AINS, CPCU, or progress toward one. What You Will Get As A Porch Group Team Member Pay Range: $54,000 – $75,600 annually. Your actual pay may vary based on experience and skills. Benefits: Health, dental, and vision coverage options. Voluntary critical illness, hospital indemnity, and accident plans. Health Savings Account and Flexible Savings Accounts. Basic Life, AD&D, Short‑ and Long‑Term Disability (company‑paid). Voluntary Life and AD&D plans. Traditional and Roth 401(k) plans with discretionary employer match. Well‑being programs: Headspace, Brio Health, LifeBalance resources. Flexible paid vacation, company holidays (typically nine per year), paid sick time, paid parental leave. Identity theft protection, travel assistance, and fitness/other discount programs. Application & Eligibility The application window is anticipated to close in 2 weeks from April 10th, 2026. Porch Group does not consider applicants from the following states or jurisdictions for remote positions: Alaska, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, NewHampshire, WestVirginia, or the District of Columbia. Equal Opportunity Employer Porch Group is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including sexual orientation and gender identity), national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances. Porch Group is an E‑Verify employer. #J-18808-Ljbffr Porch.com, Inc.