Product Manager I - PL

Product Manager I - PL

We are Farmers where ambition meets opportunity. At Farmers, we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn't just a goal it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you'll find more than a job you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

This role is designed for a person with expertise in product execution leading complex projects. This role supports the rate filing process which is the most important driver of our business results. The role supports for large-scale process improvement. You will be assigned to a team working on specific markets or countrywide efforts that is responsible for supporting profitable growth of the business; assignments are generally smaller and less complex than those assigned to more senior Product Managers and Product Directors. This position requires strong organizational and time management skills, working in a cross-collaborative environment and solving structured and unstructured business problems. Performs work independently with direction and guidance. May manage or coach analysts.

Demonstrates a foundational expertise in the principles of product management, filing process, quoting platforms and systems, knowledge management, underwriting guidelines and defining data requirements in support of the profit and growth of the business. Demonstrates foundational expertise in ability to navigate the organization's processes (filing, IT programming/delivery/testing, compliance, underwriting, regulatory) to influence the timeline and sequencing of both rate and non-rate initiatives that drive and influence business results. Responsible for scheduling and deployment of rate revisions, multi-state product initiatives, and non-rate initiatives, ensuring alignment across impacted states. Provides support and guidance for all stages of the rate execution, filing process, compliance and regulatory projects. Business owner for all compliance and regulatory requests and initiatives. Building regulatory expertise for assigned market or product. Influences and drives complex rate and non-rate initiatives timeline and sequencing. Coordinates communication and execution across state teams, actuarial, national product, underwriting, and distribution. Demonstrates foundational expertise of competitor product structure, underwriting rules, systems and quoting platforms. Proactively and independently researches competitors to support and drive compliance and regulatory changes. Provides training, onboarding, support and guidance to junior analysts. Provides guidance and escalation support for complex or high-impact product issues. Presents, informs and develops initial recommendations to leaders and business partners regarding proposed product or underwriting rule changes. Develops support and initial recommendations for interactions and negotiations for proposed product or underwriting rule changes with departments of insurance and other regulatory entities. Developing network with key internal business partners. Self-motivated with an ability to drive process improvements. Finds opportunities to optimize product changes, project implementation, and underwriting guideline updates.

Job is performed in-person at a Farmers office or virtually at an approved alternative work location. The physical work environment is indoors and climate-controlled with adequate lighting and ventilation. Normal and customary distractions include background noise produced by office equipment and chatter among people, as well as interruptions. Frequently sits for prolonged periods of time, up to a full shift. Occasionally moves about the workplace including, navigating stairs, ramps, and level or uneven surfaces. Occasionally moves, pushes, pulls, lifts, carries, and/or places objects or materials weighing up to 25 pounds without assistance. Frequently uses shoulders, arms, hands, and fingers to manipulate equipment, tools, and objects necessary to perform job duties. Frequently performs fine motor tasks such as typing, mousing, or writing, up to a full shift. Rarely performs movements such as bending, stooping, crouching, kneeling, twisting, and reaching overhead or below the knees. Possesses clear vision, with or without correction, to visually read and verify information. Relies on depth perception and peripheral vision to navigate the work environment visually by identifying barriers, changes in terrain and locating objects. Possesses adequate hearing, with or without correction, to communicate with co-workers, respond promptly to auditory signals or alarms, and discern sounds essential for maintaining safety and productivity in the workplace. Jobs in this category require rare, if any, travel.

Education Requirements: High School Diploma or equivalent is required. Bachelor's degree with focus in Business, or Research such as Economics, Business Administration, Marketing, Risk Management preferred.

Experience Requirements: Minimum 7 years US property & casualty experience in product or underwriting; or related experience preferred. People leadership experience preferred.

Additional Qualification: Demonstrated analytical and research skills. Possesses strong organizational skills with technical aptitude. Experience in Excel required. Effective interpersonal skills: has the ability to work in teams, embraces collaboration and networking. Embraces continuous learning. Strong written and verbal communication skills. Process improvement, lean thinking. Demonstrated mentorship and coaching skills. Experience with AI and Automation Tools preferred.

Benefits: Farmers offers a competitive salary commensurate with experience, qualifications and location. Bonus Opportunity (based on Company and Individual Performance) 401(k) Medical Dental Vision Health Savings and Flexible Spending Accounts Life Insurance Paid Time Off Paid Parental Leave Tuition Assistance