Product Manager - Casualty, US Middle Market Workers’ Compensation

As the world changes and markets become more competitive, our clients’ needs become more complex. More than ever, we are competing for time, for opportunities, for relevance. Differentiation at all levels, including how we think about and engage with our clients, is so important. Our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world’s risks. In the Americas, we will live up to that ambition by delivering value far beyond the insurance policies we provide. We are confronting our clients’ risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses. As part of AXA XL Americas, our Middle Market segment serves the needs of mid-sized clients in the Commercial Lines P&C market. The Product Manager Workers’ Compensation is a newly created position, which will sit within the business, and work closely across Underwriting, Product Management, Legal and Regulatory Compliance amongst other groups to help deliver on that growth. This leader will play a key role as an integral member of a dynamic Product Development growth team by creating, advising on, and managing P&C coverage development for this rapidly evolving product suite.What you’ll be doingWhat will your essential responsibilities include?Lead and own the product development and implementation of Workers’ Compensation related product solutions to establish AXA XL’s competitiveness and differentiated offerings in the Middle Market space; provide input into appetite and optimal portfolioManage multiple related projects in a coordinated manner to achieve strategic objectives and ensure alignment with unit strategy.Ensure efficient and effective resource management, while balancing stakeholder engagement and risk management for US Middle Market initiatives. Focus on delivering value and benefits from the program outcomes, while aiming to complete projects on time and within budget. Provide thought leadership and expertise on policy construction, market standard offerings, and program structures with a primary focus on Workers’ CompensationProvide subject matter expertise regarding product details such as rates, rules, forms, & complianceCollaborate effectively with aligned Actuarial support and help drive key strategies around rate filings, pricing strategies, desired portfolio mix and line of business profit improvement strategiesEstablish strong working relationships with cross-functional groups including Claims, Compliance, Regulatory, Legal and other functions to engage and collaborate on issues related to the Casualty Lines of business Work on behalf of Middle Market team and underwriters as liaison on compliance topics, review all regulatory and compliance components of products the business intends to write, and advise on any business strategies that require input from regulatory or complianceDrive underwriting strategy and risk selection through understanding of the competitive marketplace, preferred risk characteristics, lessons from loss trends, and competitor offeringsRepresent AXA XL as a subject matter expert and thought leader at industry conferences enabling the organization to see around corners and stay ahead of industry trends and emerging risksYou will report to the Senior Product Manager – Casualty Middle Market.What you’ll bring We’re looking for someone who has these abilities and skills:Eight or more years of Commercial Property & Casualty insurance experience in the field of legal compliance, regulatory relations, product development, underwriting or underwriting support with a focus on the Casualty Lines of business and the Middle Market segment. Experience with a Workers’ Compensation Independent Bureau or NCCI will also be considered. Familiarity with the deployment or management of Dividend Plans, Retrospective Rating, and/or Safety Groups Understanding of how state jurisdiction impacts Workers’ Compensation regulatory structure. Experience with California and/or the WCIRB of California are a plus. Comprehension of Federal coverages and their impact on policy structureMinimum education requires a College Degree with relevant experience. Ability to communicate effectively with others, both verbally and in writingTeam player who takes initiative and is able to work independentlyRobust analytical skillsAble to manage time, meet deadlines and adjust to competing prioritiesUnderstanding of the need for accurate and timely management information; effectively manages up and escalates issues that may impact business strategies or operational goals Who we areAXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.Learn more at axaxl.comWhat we offer InclusionAXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance CharterLearn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.Total RewardsAXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.SustainabilityAt AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars:Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving. For more information, please see Sustainability at AXA XL.The U.S. base salary range for this position is USD 107,600-209,100. Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay. At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.