Senior Treasury Analyst

Senior Treasury Analyst

Flexibility Option: Hybrid option available

Be part of a growing, successful company in an exciting and challenging field. Border States is 100% employee-owned, which means you're empowered to make decisions, find solutions and receive rewards for your hard work. This position will be located in: Fargo, ND

Job Summary

The Senior Treasury Analyst leads daily liquidity, debt compliance, and treasury operations to support the organization's financial stability and strategic objectives. This role prepares and reviews accurate and timely reporting for banking and financing relationships, supports key financial obligations, and partners cross-functionally to strengthen financial metrics, internal controls, and risk management practices. This position possesses strong advanced analytical skills, attention to detail, and the ability to collaborate effectively across departments.

Responsibilities

• Leads administration of the company's asset-based loan (ABL) and other debt instruments, ensuring compliance and monitoring liquidity to enable strategic investments.
• Ensures accuracy of debt-related reporting and alignment with loan agreement requirements.
• Develops and supports the annual lender field exam, including data preparation, documentation, and examiner inquiries.
• Owns and analyzes daily cash management, including cash positioning, forecasting, and short-term liquidity planning.
• Leads banking relationships and recommends improvements of banking structures, controls, and processes.
• Administers bank account management, including opening/closing accounts, monitoring monthly fees, and maintaining records of authorized signers.
• Identifies opportunities to improve treasury efficiency, reduce financial risk, enhance reporting accuracy, and strengthen treasury policies and internal controls.
• Analyzes capital structure scenarios to support the company's long term financing strategy and M&A growth initiatives.
• Partners with Finance, M&A Leadership, and external advisors to assess cost of capital, covenant implications, and liquidity impacts of alternative financing options.
• Maintains awareness of ESOP related financial obligations, including the annual repurchase liability.
• Partners with internal stakeholders and external advisors to ensure accurate forecasting, planning, and compliance with ESOP requirements.
• Leads administration of the corporate credit card program with banking and internal partners, with a focus on maximizing rebate structures and financial benefits.
• Prepares treasury related reports, dashboards, and analyses for senior leadership.
• Leads budgeting and forecasting processes related to cash flow, debt, and liquidity.

Non-Essential Functions

• Leads strategic financial initiatives and special projects as assigned by the VP Finance Corporate Controller.
• Provides process guidance, documentation support, and knowledge sharing to finance and treasury partners as needed.
• Performs other duties as assigned by supervisor or designate.

Qualifications

Bachelor's degree in finance, accounting, business, or related field. Professional certification, such as CTP, preferred. 5 + years of treasury, corporate finance, or related experience; experience with asset-based lending strongly preferred. Strong understanding of cash management, debt compliance, and financial modeling. Familiarity with ESOP structures and repurchase liability planning is a plus. Ability to work cross-functionally and manage multiple priorities in a fast-paced environment. Strong working knowledge of Windows and Microsoft Office (Excel, Word, Access, and PowerPoint).

Skills and Abilities

Advanced analytical, organizational, and communication skills. Operates with a high degree of autonomy in identifying and solving complex treasury and liquidity challenges. High attention to detail and accuracy. Strong problem-solving and critical thinking skills. Ability to build collaborative relationships across departments. Proactive mindset with a focus on continuous improvement. Integrity, confidentiality, and sound judgement. Ability to provide analytical guidance, support process documentation, and share treasury knowledge with internal partners. Translates complex financial information into clear, actionable recommendations for leadership. Builds effective working relationships with internal and external partners. Communicates clearly and professionally, both verbally and in writing, with audiences at all organizational levels. Handles sensitive information with discretion and upholds organizational values.

Physical Requirements

Frequency at which you would carry/lift in a typical day: Occasionally 0 33% Frequently 34 66% Continuously: 67 100% Lift from Waist: < than 10 lbs. - Not at all 10 to 25 lbs. - Not at all 26 to 50 lbs. - Not at all 51 to 75 lbs. - Not at all 75 to 100 lbs. - Not at all 100+ lbs. - Not at all Lift from Floor: < than 10 lbs. - Frequently 10 to 25 lbs. - Frequently 26 to 50 lbs. - Occasionally 51 to 75 lbs. - Not at all 75 to 100 lbs. - Not at all 100+ lbs. - Not at all Carried for Distance: < than 10 lbs. - Not at all 10 to 25 lbs. - Not at all 26 to 50 lbs. - Not at all 51 to 75 lbs. - Not at all 75 to 100 lbs. - Not at all 100+ lbs. - Not at all Physical Activity Frequency at which you would do the following in a typical day: Sitting (a continuous period of being seated) - Continuously Standing (for sustained periods of time) - Frequently Walking (moving about on foot to accomplish tasks) - Frequently Bending/stooping (downward and forward) - Occasionally Crawling (moving about on hands and knees or hands and feet) - Not at all Climbing/Walking Stairs (ascending or descending) - Frequently Reaching (extending arms in any direction) - Frequently Crouching/squatting (bending the body downward and forward by bending leg and spine) - Occasionally Kneeling (bending legs at knee to come to rest on knee(s)) - Occasionally Balancing (maintaining body equilibrium to prevent falling) - Occasionally Repetitive motion (substantial movement (motions) or the wrists, hands, and/or fingers) - Continuously Pivoting (movement in any direction with one foot, keeping the other in contact with the floor) - Occasionally Pushing/Pulling (using upper extremities to press against or draw or tug) - Occasionally Grasping (Applying pressure to an object with the fingers and palm) - Continuously Fingering (picking, pinching, typing; working with primarily fingers and not whole hand) - Continuously Talking (expressing or exchanging ideas by means of the spoken word) - Frequently Driving (the control and operation of a motor vehicle) - Occasionally Desk work (work usually performed at a desk) - Continuously Use of a computer - Continuously Use of a telephone - Frequently Hearing (Perceiving the nature of sounds at normal speaking levels) - Continuously Exposure (to adverse weather & temperature conditions) - Not at all Travel (travel needed to perform job duties) - Frequently

Additional Information This job description is a summary of the job duties and responsibilities and is not intended to cover all possible job duties and is subject to change at the employer's discretion. Employees must be able to perform the essential job duties and satisfy job requirements either with or without a reasonable accommodation.

Our History Border States is a leader in the electrical supply distribution industry with approximately 130 locations in 31 states. Our employee-owners are second to none in delivering top-notch customer service and in demonstrating extra-ordinary people skills. We are one of the largest independent electrical distributors in the United States providing products and services to the construction, industrial and utility industries.

Employee-ownership is a significant part of our culture and our success stems from the dedication of our employee-owners. We practice open-book management and our employee-owners are empowered with clearly defined levels of authority to be innovative and decisive, allowing us to respond quickly to the needs of customers. Employee-owners understand their roles in the success of the company and care about customers' needs, which drives our focus on adding value to everything we do.

Values As a Border States employee-owner, you're responsible for living our mission, service philosophy and service standards.

Your career Join an experienced team at one of the largest electrical distributors in the United States. What are you waiting for? Border States has a competitive benefits package which includes but is not limited to: Health, Dental and Vision Benefits Accident, Critical Illness, Hospital Indemnity FSA & HSA Employee Stock Ownership Plan (ESOP) Disability Benefits 401(k) Retirement Plan Life Insurance Employee Assistance Program Paid Holidays Paid Volunteer Time Personal Leave time and more! Border States provides bonuses to their employee-owners upon the achievement of branch and company goals.

Equal Opportunity For All It's not just the law.