Commercial Portfolio Manager II

Portfolio Manager II – Commercial Banking The Portfolio Manager II is responsible for managing a portfolio of commercial loans and underwriting transactions, reviewing financial statements, proactively monitoring portfolio performance, and ensuring a comprehensive understanding of borrower performance and risk profile. The role works closely with Relationship Managers, Credit Risk, and business partners throughout the deal lifecycle to provide sound, well-supported credit recommendations. Responsibilities Maintain an independent current and forward‑looking view on the creditworthiness of each client and communicate this view to business and risk partners. Perform monitoring actions, conduct periodic deal reviews, and execute decisions to renew or modify deals. Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio. Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends. Manage underwriting, approval, and documentation process for transactions including new money, loan extensions, amendments, waivers and ancillary products (e.g., treasury management, FX, interest rate derivatives, and commodity exposure). Review and recommend credit decisions, perform final risk rating analysis, and provide business partners with credit lending policy interpretation. Ensure compliance with internal policies and regulatory guidelines. Actively involve in recruiting, training, and mentoring junior team members to enhance their skills and performance. Meet with prospects/clients as needed. Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high‑level recommendations. Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives. Supervisory Responsibility Provide other employees (typically credit analysts) timely, candid, and constructive performance feedback, supporting development to their fullest potential. Offer challenging opportunities that enhance employee career growth and ensure adequate bench strength and succession planning. Recognize and reward employees for accomplishments. Qualifications Bachelor’s degree in Finance, Business Administration, or related field. Minimum 6 years of experience in portfolio management, commercial banking, or related discipline. Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation. Strong analytical and critical thinking skills. Excellent verbal and written communication skills and professional presence (client‑facing). Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners. Expertise in financial and risk analysis, including financial modeling. Demonstrated problem‑solving expertise. Proficiency in technology and ability to learn new applications. Ability to manage multiple projects and meet deadlines. Benefits This position provides a base salary within the applicable pay grade across the United States, eligibility for an incentive compensation plan based on performance, and comprehensive benefits programs designed to support physical, financial, emotional, and social well‑being. Location Dallas, Texas 75225 Equal Employment Opportunity Statement Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. #J-18808-Ljbffr