Analyst, Credit Analyst (6 months contract)

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

• Conduct thorough financial analysis, credit reviews, and periodic covenant checks for assigned credit customers by collecting and evaluating their financial statements.
• Provide independent assessments of credit proposals submitted by front office teams for facilities booked at the Singapore branch, ensuring objectivity and accuracy in every evaluation.
• Prepare comprehensive materials required for regulatory inspections by authorities such as FSA, BOJ, MAS or other relevant bodies, maintaining high standards of compliance at all times.
• Create and verify detailed spreadsheets for both existing assigned customers and new clients to support accurate credit decision-making processes.
• Remain vigilant regarding changes in the economic and business environment that could potentially impact the creditworthiness of accounts under your responsibility.
• Draft well-structured credit applications for the renewal of designated credit facilities, ensuring all necessary documentation is complete and up-to-date.
• Collaborate closely with internal stakeholders to facilitate effective credit review processes and ongoing monitoring of the bank’s portfolio for continued safety and soundness.
• Support the implementation of best practices in risk management by sharing insights with colleagues and contributing positively to team discussions.
• Assist in identifying potential areas of concern within customer portfolios early on through careful analysis and proactive communication with relevant parties.

• A degree in Banking and Finance, Business, Accountancy or Economics is preferred but not mandatory
• Analyst level: No prior experience is required; however, any previous exposure to financial analysis or credit assessment will be considered an advantage when applying for this position.
• AVP level: At least 3 years of experience in corporate credit analysis within the banking or finance industry.
• Proficiency in Microsoft Office applications including Excel
• Excellent written English skills are necessary for preparing clear reports and communicating effectively with both internal teams and external regulators.
• Strong analytical abilities are crucial as you will be expected to interpret complex financial information accurately while considering its wider impact on portfolio health.
• Strong communication skills are needed so you can collaborate efficiently with colleagues across departments as well as present findings confidently during meetings or inspections.
• A proven ability to work harmoniously within a team-oriented environment

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.