Sr. Mortgage Banker/Mortgage Loan Originator

Job Description

Job Description

Join Harborstone Credit Union—One of Washington's Best Places to Work!

Location: Western Washington (Hybrid Eligible)

Are you a driven mortgage professional with an established referral network and a passion for helping people achieve homeownership? If you're looking for an opportunity to grow your production, expand your impact, and partner with a trusted community-focused financial institution, Harborstone Credit Union wants to meet you.

At Harborstone, we believe in building dreams and changing lives for generations to come. As one of Washington's premier credit unions, we're committed to delivering exceptional experiences for our members while creating a workplace where talented professionals can thrive.

This is more than a mortgage origination role—it's an opportunity to leverage your expertise, grow your business, and make a meaningful difference in the communities you serve.

Why Harborstone?

At Harborstone Credit Union, we invest in our employees and their families by offering a comprehensive and competitive benefits package, including:

• Compensation: Minimum wage + Commission
• 401(k) with generous employer match
• Medical, dental, and vision coverage
• Employer contribution toward dependent medical premiums
• Generous paid time off and holidays
• Professional development and career growth opportunities
• Employee appreciation and recognition programs
• Discounted employee financial products
• A mission-driven culture focused on helping members and communities thrive
• A collaborative, supportive culture that values work-life balance and employee well-being

What You'll Do

As a Senior Mortgage Banker / Mortgage Loan Originator , you'll play a key role in growing Harborstone's mortgage business while helping members achieve one of life's most important milestones—homeownership.

You will:

• Originate high-quality mortgage loans from both internal member referrals and external sources
• Develop and maintain relationships with Realtors, builders, financial professionals, and other referral partners
• Guide borrowers through the mortgage process from application to closing
• Deliver exceptional service and expert mortgage advice
• Ensure complete and accurate loan submissions with minimal revisions
• Collaborate closely with Loan Operations to create a seamless member experience

What Success Looks Like

You are a relationship-builder who thrives on generating business and delivering results.

Key success metrics include:

• Work toward a monthly loan production goal of approximately $1MM
• Maintaining accurate, complete loan files with minimal operational exceptions
• Generating new opportunities through your referral network
• Earning positive feedback from members, partners, and teammates
• Growing referral volume through outstanding communication and service

What We're Looking For

Required Qualifications:

• 5+ years of successful mortgage origination experience
• Proven track record of mortgage production and business development
• Established external referral network and book of business
• Strong knowledge of residential mortgage products, guidelines, and regulations
• Current NMLS registration
• Excellent communication, relationship-building, and sales skills

Preferred Qualifications:

• College degree or equivalent experience
• Experience with Encompass LOS and CRM platforms
• Strong analytical and problem-solving abilities
• Passion for delivering exceptional member experiences

Physical Considerations

• Ability to communicate effectively in verbal, written, and electronic formats with internal and external stakeholders.
• Ability to read, comprehend, and respond to written and verbal instructions and information.
• May be required to sit or stand for extended periods, depending on job duties.
• May involve repetitive motions, including keyboarding and handling office equipment.
• May require stooping, bending, squatting, or reaching occasionally.
• May be required to lift and carry items weighing up to 25 pounds.
• Ability to navigate office environments, including walking between workstations, meeting rooms, and member service areas.

Our Culture

At Harborstone, we strive to be the friendliest credit union in the Pacific Northwest. We live our mission every day by demonstrating dependability, kindness, ownership, transparency, and a commitment to continuous growth.

We're looking for professionals who are passionate about helping others succeed while building a rewarding career of their own.

Ready to make an impact?

Join a team where your expertise is valued, your success is supported, and your work helps build dreams and change lives.

Apply today and discover why Harborstone Credit Union is the Best Place to Work, Ever.