Underwriting Auditor (Hybrid)

Underwriting Auditor

Our client, a highly respected specialty commercial P&C insurance carrier, is seeking an experienced Underwriting Auditor to establish, refine, and execute a robust underwriting quality assurance function. This is a high-visibility role with direct interaction with executive leadership and underwriting management.


This position can be structured at either the Director level (for candidates with formal audit leadership and program build experience) or as a hands-on Senior Underwriting Auditor (for strong execution-focused professionals).


Initially operating as a one-person function, candidates must be comfortable being both strategic and deeply hands-on-reviewing files, identifying trends, strengthening controls, and helping institutionalize underwriting audit practices. Over time, there is potential to grow and lead a team.


This is a hybrid position with additional travel requirements. Preference for candidates residing near: Hartford, CT | Phoenix, AZ | Chicago, IL | Chapel Hill, NC | Atlanta, GA



Key Responsibilities

• Lead or execute rigorous underwriting file reviews across multiple commercial P&C lines including General Liability, Excess Liability, Small Property, and Inland Marine.
• Evaluate adherence to underwriting authority, pricing strategies, terms and conditions, documentation standards, and internal processes.
• Assess underwriting judgement, risk selection, pricing discipline, risk containment, and overall quality of decision-making.
• Refine and/or build the Quality Underwriting Assurance Program, including audit protocols, reporting templates, procedures, and annual planning schedules.
• Identify trends and develop actionable recommendations to enhance underwriting controls, governance, and profitability.
• Present audit findings and quality assurance results to senior underwriting leadership and executive stakeholders.
• Collaborate cross-functionally with Underwriting, Actuarial, Claims, Product Development, and senior management to improve integrated risk and control strategies.
• Assist in developing and delivering training to address gaps identified during audits.
• Contribute to strategic underwriting initiatives and special projects.
• For Director-level candidates: define and articulate a long-term vision for the underwriting audit function and institutionalize it across the organization.

Qualifications

• Property & Casualty experience.
• Strong commercial E&S / non-admitted underwriting exposure required.
• Director-level candidates must have 3-5+ years of formal underwriting audit experience and prior experience building or re-establishing an underwriting audit function .
• Senior-level individual contributors should have strong hands-on audit execution capabilities; underwriters seeking to transition into audit will be considered if they demonstrate strong analytical and communication skills.
• Deep knowledge of underwriting principles, pricing methodologies, authority frameworks, and documentation standards.
• Strong analytical, reasoning, and decision-making capabilities.
• Ability to identify trends and translate findings into actionable process improvements.
• Excellent written and verbal communication skills with executive presence.
• High attention to detail with strong organizational and project management skills.
• Advanced proficiency in Microsoft Office (particularly Excel); ability to quickly learn proprietary systems.
• Bachelor's degree required, CPCU or other insurance designations are a plus.