Third Party Risk Analyst

Sponsorship Oversight Network Compliance Analyst Citizens Bank sponsors payment processors and fintech partners into Visa, Mastercard, and Discover. As a sponsor bank, Citizens is accountable for ensuring sponsored clients comply with payment network rules and applicable state and federal regulatory requirements. This role plays a critical part in protecting Citizens from regulatory, operational, financial, and reputational risk by executing proactive payment network compliance oversight, managing network inquiries and violations, and serving as a key liaison between internal stakeholders, sponsorship clients, and the payment networks. Key Responsibilities Own and manage payment network compliance matters for sponsored clients, including merchant violations, compliance program notifications, third‑party agent compliance, and enforcement actions to ensure timely remediation and prevent potential assessments. Act as a liaison between our sponsored clients and Visa, Mastercard, and Discover for compliance inquiries, reporting, and case management. Handle high‑risk merchant and third‑party agent registrations (initial and renewal), ensuring complete, accurate, and timely submissions. Track and maintain documentation supporting sponsor oversight obligations and network reporting requirements. Provide guidance, interpretation, and training on payment network rules, compliance programs to internal stakeholders and sponsorship clients. Periodically review and enhance compliance workflows to ensure accuracy, consistency, and audit readiness. Skills Strong ability to work independently while managing multiple priorities and compliance deadlines. Excellent analytical, investigative, and documentation skills with a high level of attention to detail. Working knowledge of payment network rules and the ability to apply them to routine compliance activities. Comfortable operating in evolving environments where processes may not always be fully defined. Clear, professional communicator with both internal and external stakeholders. Experience 13 years of experience in payment network compliance, acquiring, sponsorship oversight, or payments compliance. Working knowledge of Visa, Mastercard, and/or Discover compliance programs. Familiarity with PCI DSS, Account Data Compromise (ADC), and third‑party risk oversight. Education Bachelor's degree or 1‑3+ years' experience in payments required. Pay Transparency The salary range for this position is $86,000 - $101,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time‑away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit Required Skills Customer Journey Orchestration Diversity and Inclusion (D&I) Strategy and Policy About Us Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Job Information Job Identification 46952 Job Category Corporate Functions Posting Date 05/18/2026, 01:18 PM Apply Before 06/06/2026, 04:00 AM Degree Level Bachelor's Degree Job Schedule Full time Job Shift 1st Locations One Citizens Bank Way, Johnston, RI, 02919, US 5221 N. O'Connor Blvd, Irving, TX, 75039, US 5908 Headquarters Dr., Plano, TX, 75024, US 27777 Franklin Road, Southfield, MI, 48034, US 71 S Wacker Drive 29Th Floor, Chicago, IL, 60606-4637, US 1215 Superior Avenue, Cleveland, OH, 44114, US 10561 Telegraph Rd, Glen Allen, VA, 23059, US 900 Elm Street, Manchester, NH, 03101, US 130 N 18th Street, STE1310, Philadelphia, PA, 19103-6933, US 28 State Street, Boston, MA, 02109, US 20 Cabot Road, Medford, MA, 02155, US Working Hours 40 Career Site Category Risk #J-18808-Ljbffr Citizens Financial Group