Financial Planner

Financial Planner

Our client is seeking an experienced Financial Planner to join their team.

The purpose of this position is to prepare and present financial plans and financial planning services (i.e. Advice) to high net worth and ultra-high net worth clients and prospective clients, while acting in a fiduciary capacity at all times. Financial Planners analyze clients' financial wellbeing based on the client's balance sheet, goals, objectives, and other family considerations. They design and present individualized, comprehensive and/or modular financial plans as part of the service team comprised of Portfolio Managers, Wealth Advisors, Client Executives, Private Bankers, and Investment Analysts. Topics may include, but are not limited to retirement & income planning, estate planning, trusts structures, charitable plans and gifting, and tax planning with both internal and external professionals.

Responsibilities:

• Collaborate with other members of the Wealth team in solving client needs and complex issues related to life, business, and planning.
• Coordinate plans and workflow with Analysts who support the financial planning process.
• Meet with prospects and clients to discover needs, goals, and objectives, review client information, and present financial plans with their service team.
• Design financial plans with recommendations based on client data and goals.
• Maintain systems to track financial planning activities, progress, and results.
• Travel as needed to conduct meetings and presentations to clients, prospects, internal company presentations, and external advisory firms and civic organizations.
• Proven work ethic with high level of integrity to build trust with our clients and internal partners.
• Guide and mentor individuals in the Analyst and Financial Planner I/II roles.
• Work with highly complex client cases, requiring additional analysis and/or expert-level input and guidance.
• Proactively engage bank partners and external COIs to create awareness while representing Wealth and Financial Planning capabilities and expertise.
• Coordinate with Wealth Leadership and managers to refine the Financial Planning process, infrastructure, deliverables, and experience both internally and externally.
• Act as a leader within the team and among bank business partners with influence that extends beyond the Wealth team sphere, both within the company and externally.

Qualifications:

• Bachelor's Degree in a relevant field of study
• Certified Financial Planner (CFP) or Certified Wealth Strategist (CWS) designation.
  • ** Applicants who already hold the CPA or CFA designation, may complete the CFP during their first year of employment, under the CFP Board's Accelerated Path option.**
• 6 years of Financial Services Industry Experience with 4 years of Financial Planning for high-net-worth individuals.
• Expert-level knowledge and experience in all areas of financial planning: retirement, taxes, estate planning, investment vehicles, life insurance, disability, long-term care insurance, business succession, charitable giving, and generational wealth.
• Superior communication skills (written and verbal).
• Easily and fluidly discusses complex topics or concepts, making it understandable and relatable to clients.
• Creates custom analytics and/or seeks others' expertise to develop the analysis needed to convey a concept or message.
• Emotional Intelligence and insight
  • Adept at understanding clients' needs and sophistication, and adjusting to the situation.
  • Adaptable and relatable to clients from divergent backgrounds and experience.
  • Perceptive and insightful as it relates to challenging or conflicting family dynamics, relationships, and needs.
• Outstanding financial analysis and decision-making skills, using intuition and experience gained from complex scenarios.
• Comfortable and dynamic in presenting in both small and large group settings

Preferred:

• Experience with Money Guide Pro or other financial planning tools and software
• Pursuit of CFA, CPA, or other relevant professional designations
• Business Exit Planning Certification:
  • CExP (Certified Exit Planner)
  • CBEC (Certified Business Exit Consultant)
  • CEPA (Certified Exit Planning Advisor)
• MBA

Very competitive salary and benefits package, to be discussed if it's a mutual fit.

Financial Planner Recruiting, LLC