Loss Mitigation Underwriter I
$20.55 - $34.25 per hourM&T Bank Corporation
- # Loss Mitigation Underwriter IApplyremote type: Hybrid Positionlocations: Getzville, NYtime type: Full timeposted on: Posted Todaytime left to apply: End Date: May 27, 2026 (6 days left to apply)job requisition id: R86148# **Overview:**This position is responsible for submitting loan modification workups for the entire waterfall of investor workout options.## **Primary Responsibilities:*** Understand investor’s waterfall and required documents for loss mitigation.* Communicate with customers, real estate agents and attorneys to negotiate short sale settlement offers and advise of loss mitigation decisions.* Manage and monitor account portfolio to ensure that all documentation and account decisions comply with banking policies, investor guidelines and applicable regulations.* Assess property value and variance between appraised properties and offers submitted by potential buyers.* Review tax returns, income statements, pay stubs, credit reports and general customer financial documents.* Determine the most suitable repayment option for customers and calculate loan modification terms.* Prepare workout summaries for management approval.* Communicate with Single Point of Contact, title vendors and Loss Mitigation Closing team to gather information and resolve account complications.* Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.* Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.* Promote an environment that supports belonging and reflects the M&T Bank brand.* Complete other related duties as assigned.## Scope of Responsibilities:Works a portfolio of approximately 70 loans.## **Education and Experience Required:**A combined 3 years’ higher education and/or experience, including a minimum of 1 year collections or underwriting experience.Ability to communicate effectively and professionally over the phone.Excellent communication and customer service skills.Proficiency with word processing and spreadsheet software.## **Education and Experience Preferred:**Bachelor’s degree.Paralegal certification or experience.Mortgage collections experience.Knowledge of M&T systems.M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
- J-18808-Ljbffr M&T Bank Corporation
Vacancy posted 2 days ago
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