Corporate Mortgage Closer I

Mortgage Loan Closer

The Mortgage Loan Closer prepares the initial and final closing disclosure and closing package, funds the mortgage transaction, ensuring that all documents are complete, accurate, and in compliance with applicable laws and regulations.

This is a corporate position which may be located at an available bank division in Coeur d'Alene, ID, Post Falls, ID, or Spokane, WA. The entry rate for this position is $19.12 per hour (calculated for Coeur d'Alene, ID). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA applicants only range: Spokane $21.01 to $31.53 per hour.

Maintains a professional, courteous, service oriented relationship with all parties involved in the loan process. Acts as liaison between the company, the title/escrow company, and the originator to ensure timely closing of the loan, accurate completion of all loan documents, and coordination of the closing process.

• Schedules and prepares loans for closing once the underwriter has approved the loan and conditions are cleared.
• Ensure closing documents and instructions are accurate by:
• Reviewing fees and final figures from title/escrow, calculating cash to close, and validating loan data
• Entering required data into loan origination system (LOS)
• Delivers closing disclosure per proper service level agreements (SLA)
• Sends closing document package to title/escrow and borrower (if eClosing). Receives in signed closing docs from title/escrow and requests funding of the loan.
• Accountable for follow up for any missing or incomplete loan documentation in all files processed and/or closed.
• Must comply with applicable laws and regulations, including but not limited to, the bank secrecy act, the patriot act, and the office of foreign assets control.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education required/preferred education level description required high school diploma / ged - education - required/preferred education level description required high school diploma / ged

Experience required/preferred experience level description required 1 year mortgage fulfillment experience. Required beginner experience experience with loan platform software such as encompass, and the ability to learn additional computer applications. Preferred 1 year closing experience. Preferred knowledge of fha, va, usda, conventional, construction, and loan policy procedures.

Would an equivalent combination of relevant education and work experience be considered? No

Required skills and abilities:

• Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.
• Strong analytical skills.
• Strong attention to detail.
• Must comply with applicable laws and regulations, including but not limited to, the bank secrecy act, the patriot act, and the office of foreign assets control.
• Employee must be capable of regular, reliable, and timely attendance.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.

Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Environment: Indoors, a climate-controlled shared work area. Noise level: moderate noise; not extreme or excessive; within reasonable limits. Lifting: sedentary work: exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical activities frequency balancing: maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces. Infrequent rare. Climbing: ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms. Infrequent rare. Crawling: moving about on hands and knees or hands and feet. Infrequent rare. Crouching: bending the body downward and forward by bending leg and spine. Infrequent rare. Feeling: perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips. Infrequent rare. Fingering: picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling. Daily. Grasping: applying pressure to an object with the fingers and palm. Infrequent rare. Kneeling: bending legs at knee to come to a rest on knee or knees. Infrequent rare. Lifting: raising objects from a lower to a higher position or moving objects horizontally from position to position. Infrequent rare. Pushing: using upper extremities to press against something with steady force in order to thrust forward, downward or outward. Infrequent rare. Pulling: using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion. Infrequent rare. Repetitive motion: making substantial movements (motions) of the wrists, hands, and/or fingers. Daily. Stooping: bending body downward and forward by bending spine at the waist. Infrequent rare.

Compensation & benefits: starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an employee assistance program (eap), a health rewards program, a retirement savings plan, including 401(k) and profit-sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous paid time off (pto) plan and paid holidays. Pto accruals begin at.0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain full-time employees. Pto accruals are dependent on position, status (full time or part time), and years of experience in accordance with our pto policy. Most full-time employees are also offered 6 paid holidays and part time employees are offered pro-rated paid holidays. In addition, employees in utah and nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details.

We are an equal opportunity employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier bancorp, inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the us.

No recruiters or unsolicited agency referrals please.