Associate Claims Examiner

Job Description

Job Description

Are you a recent college graduate or considering a career change? Kinsale Insurance has a proven track record of helping candidates like you build rewarding careers through our Associate program. Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We’re known for our innovative, high-quality approach to specialty insurance — helping clients navigate complex risks across Property, Casualty, and Specialty lines in all 50 states.

As an Associate Claims Examiner, you’ll join a collaborative, fast-paced team where no two days are the same. You’ll develop hands-on expertise in evaluating and resolving commercial insurance claims under the guidance of experienced Claims Supervisors. We promote from within and offer clear career paths — no prior claims experience required. If you bring strong communication skills, analytical thinking, and a drive to learn, we’ll teach you the rest.

• Managing a desk of low-to-moderately complex Property and Liability claims under the supervision of a Claims Supervisor.
• Conducting thorough investigations throughout all stages of the claims process.
• Evaluating coverage and drafting clear, accurate correspondence to policyholders.
• Communicating proactively with policyholders, claimants, and other stakeholders to keep all parties informed on claim status.
• Determining liability, assessing exposure, and negotiating claims through to resolution.
• Maintaining accurate, organized documentation and records in each claim file.
• Driving claims toward timely and effective resolution with a proactive, solutions-oriented approach.

• Associate’s or Bachelor’s degree, or relevant experience in the insurance industry.
• Superior written and verbal communication skills with the ability to engage diverse stakeholders.
• Strong analytical and problem-solving abilities with attention to detail.
• Solid organizational and time management skills with the ability to manage a high-volume claims desk.
• Proficiency in Microsoft Office products including Word, Outlook, Excel, and PowerPoint.
• A team-oriented mindset with the ability to thrive in a collaborative environment.
• Strong negotiation skills and experience directing investigations are a plus.

• Competitive Pay & Bonus Opportunities – Rewarding performance and initiative with a strong base salary and performance-based bonuses.
• Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $6,800 (family) in HSA contributions per year.
• Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
• Career Growth – Clear promotion paths from within, dedicated mentorship, and ongoing professional development.
• Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, fully vested from day one, plus standard life insurance and disability coverage.
• Continuous Learning – Annual $3,000 reimbursement for educational training and professional certifications.

Kinsale values strong financial responsibility. A credit check will be conducted as part of the selection process for roles that require sound judgment, trustworthiness, or access to sensitive information.

If you’re motivated, detail-oriented, and eager to grow, this is your opportunity to build a meaningful career in insurance claims. Join Kinsale Insurance and thrive in a company that rewards initiative, collaboration, and excellence.

Apply today and start building your future with us!

Salary Range: $70,000 - $73,000

This posted range is our best estimate; starting salaries may vary. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.