Senior Analyst, Individual and Family Plan Insurance Solutions

Hi, we're Oscar. We're hiring a Senior Analyst, Individual and Family Plan Insurance Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Analyst, Individual and Family Plan Insurance Solutions, provides foundational analytical research and product level support across Oscar’s individual and family (IFP) and employer-subsidized product portfolios. This role focuses on data analysis, market and competitive research, and performance monitoring of our markets to inform product strategy, design decisions, and execution readiness across on-exchange and employer-subsidized (ICHRA) solutions.

This role operates horizontally across product lines and segments, serving as an insight engine for product teams and enabling data-driven decision making in a regulated, multi-market environment.

You will report into the Vice President, Insurance Product Innovation and Development

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role is: $83,628 - $109,761 per year in New Jersey, New York, and California. The base pay for all other locations is: $75,265 - $98,785 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities:

Market, Policy, and Competitive Research

• Play a key role in building, maintaining and identifying improvements to models that forecast membership growth and retention rates in support of strategic decisions Conduct market and competitive research across individual and employer-subsidized health insurance offerings
• Analyze competitor plan designs, benefit structures, pricing approaches, and positioning
• Track regulatory and policy developments and support impact assessments for product teams
• Support population and employer-segment research initiatives

Product Performance Analytics

• Analyze product performance across growth, retention, utilization, and margin metrics
• Build and maintain recurring dashboards and performance reports
• Support deep-dive analyses for product reviews, remediation efforts, and future-year planning
• Identify trends, anomalies, and emerging risks through data analysis

Product & Filing Support

• Support product teams during filing cycles through data validation, QA, and analytical support
• Assist in preparation of analytical material required for regulatory submissions and internal reviews
• Ensure data accuracy and consistency across product artifacts

Insight Translation & Communication

• Translate complex analyses into clear, structured insights for product and cross-functional partners
• Prepare summaries, exhibits, and briefing materials for product leadership
• Support documentation of learnings to inform future product cycles
• Compliance with all applicable laws and regulations Other duties as assigned

Requirements:

• 1+ years developing and managing commercial insurance products.

• Travel up to 25% of the time

Bonus points:

• BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience.
• 1+ years in a fast-paced, cross-functional environment such as consulting, finance, economics, or business development
• Proven analytical experience with the analytical skills to translate hard data into insight and action
• Prior experience in Health Insurance (Individual and/or Small Employer) and/or Healthcare industry
• Demonstrated ability to navigate ambiguity to drive to outcomes, work with large datasets and distill analyses into actionable business insights with a structured and systematic thought process

This is an authentic Oscar Health job opportunity.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (View email address on aiapply.co) to make the need for an accommodation known.

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