Commercial Loan Officer

Commercial Loan Officer, Provo, UT

Client is seeking a motivated, experienced Commercial Loan Officer to join our growing company. In this
position, you will evaluate and approve or deny loan applications. You will act as a liaison between
financial institutions, individuals, and businesses applying for loans as well as process loan applications,
solicit loans, and act as intermediary for creditors and borrowers.

As a community-focused financial institution, client reflects the positive nature of its native Utah. We pride ourselves on providing a fun and friendly atmosphere, where employees are encouraged to come together as a team. Our bank is progressive with new technology and on-the- job training, retaining current employees and continually adding new positions. Offering competitive employee perks and a beneficial wellness program, client is an inclusive, growing organization that offers a thriving culture and opportunities to earn a living.

Duties and Responsibilities

• Evaluate credit and financial histories.
• Engage with customers and clients to determine loan needs.
• Prepare loan proposals.
• Process loan applications and documentation
• Advise clients on loan policies and restrictions.
• Maintain and update client account records.
• Coordinate with team to meet scheduled closing dates.
• Submit loan applications and documentations.
• Maintain compliance with local, state, and federal laws.
• Interview loan applicantsAdvise borrowers on financial status and payment methods
• Advise borrowers on financial status and payment methods.
• Perform any and all other duties needed.

Requirements and Qualifications

• Bachelor's degree in finance, economics, or related field preferred
• Mortgage loan officers must be licensed as mortgage loan originators (MLO)
• State loan officer license from the National Mortgage Licensing System (NMLS)
• Proficient computer skills, including Microsoft Office Suite
• Knowledge of local, state, and federal loan regulations
• Strict adherence to company financial policies and processes
• Experienced at compiling and following policies and processes
• Able to analyze financial records and transfer data