Financial Analysis- Consumer Bank Real Estate Senior Associate

Job Description

Join our real estate strategy and branch operations finance team to shape investment decisions with sharp forecasting, capital project reporting, and executive-ready insights. You’ll partner across Finance and Real Estate to uncover drivers, manage risk, and modernize reporting through automation and new tools. Real Estate (Retail) Financial Analysis is part of the Consumer Bank Branch Network (BN) Finance team. BN Finance manages real estate and branch equipment/ATM expenses across for over 5k Chase branches. The team also owns the Real Estate capital budget and branch/ATM count forecasts for budget and risk scenarios.

As an Financial Analysis Senior Associate on the Retail Analysis team, you will be supporting our real estate strategy and branch operations. You will help deliver expense forecasts, financial insights, and reporting that inform long-term investment decisions and day-to-day execution across the branch network. You will partner closely with stakeholders across Finance, Real Estate, Project Accounting, Lease Administration, and Controllers. 

Job Responsibilities:

• Generate monthly reporting to monitor real estate transaction and project timing, cost changes, and impacts to full-year outlook.
• Produce recurring and ad hoc analysis to support expense forecasting, variance explanations, and decision-making.
• Develop executive-ready materials (e.g., slide decks) for Finance and Real Estate business reviews.
• Maintain branch count and new-build projections for Budget, risk scenarios, and external communications.
• Perform branch-level and general ledger deep-dive analyses to identify drivers, risks, and opportunities.
• Support development of business cases for real estate investments at the branch and/or market level.
• Identify opportunities to improve reporting efficiency through automation and adoption of new tools/technology (e.g., AI-enabled workflows).
• Build working knowledge of Consumer Bank finance processes, including monthly close cadence, approvals, and control requirements.

Required Qualifications, Capabilities and Skills:

• 4+ years of work experience in Finance, Accounting, or a related role.
• Advanced Excel and PowerPoint skills.
• Strong written and verbal communication skills; able to influence and collaborate across functions.
• Strong analytical skills and attention to detail; able to synthesize complex data into clear, concise conclusions.
• Effective time management and prioritization skills; comfortable operating in a deadline-driven environment.
• Experience supporting recurring processes with a continuous improvement mindset.
• Ability to create and deliver ad hoc reporting for senior management.
• Proficiency with Essbase and SAP/CDGL (or comparable financial systems)

Additional Information

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.