Universal Banker
$5,000 per monthSelf-Help Federal Credit Union
- # Universal BankerApplylocations: NC-Asheville-S French Brdtime type: Full timeposted on: Posted Yesterdayjob requisition id: R-100457**Job Description:****WHO We Are:**Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we’re committed to economic justice! Economic Justice means that all communities have the basic infrastructure they need to thrive, from high-quality schools to grocery stores selling fresh food resources that support opportunity at a neighborhood level regardless of demographics, income, or wealth. Since our founding, we’ve constantly sought to find new ways to pursue greater economic justice: from providing fair and affordable loans to working with partners to demand that lawmakers change unjust policies.We are seeking a Universal Banker to join our Asheville, NC team!**WHAT You'll do:****MEMBER SERVICING AND CASH HANDLING*** Greet and welcome members and visitors to the credit union in a friendly and professional manner. Provide prompt, efficient, and accurate service.* Promote credit union products and services based on members’ needs.* Open new membership accounts.* Provide information concerning credit union products and services in person, by telephone, or email.* Respond to members’ inquiries and requests. Resolve problems and complaints or escalate them as appropriate while acting as a liaison between other staff and the member.* Perform account transactions including deposits, withdrawals, loan payments, CD transactions, lines of credit advances, account transfers, imaging receipts, etc. Perform account maintenance including adding joint owners, address changes, and competing any other necessary MSR functions.* Refer mortgage loan requests to Mortgage Loan Assistants or Mortgage Loan Officers.* Open, balance, and close cash drawer when serving in MSR capacity. Maintain appropriate cash levels in drawers based on branch’s cash drawer limits.* May handle Vault responsibilities including managing branch and MSR cash supply, when needed.* Assist with mailed-in, ATM, night deposits, and/or ATM balancing, when needed.**CONSUMER LENDING*** Manage the entire consumer loan process from initiation through closing, including interviewing loan applicants, determining loan eligibility, reviewing applications for accuracy and providing timely and accurate disclosures while operating with moderate credit authority and complying with the credit union's lending policies.* Prepares file for underwriting by reviewing and analyzing documentation from borrowers to determine validity and authenticity; maintain communication with underwriter to provide clarification or additional information, if requested.* Monitor processing progress to ensure loan file is ready for closing in a timely manner.* Provide financial counseling to members at their request or when evidence indicates there are financial difficulties.* Recommend deposit and loan products best suited to meet each member's unique needs.**BUSINESS DEVELOPMENT/OTHER*** Promote the Credit Union to individuals and groups in the community and participate in business development efforts to promote Self-Help lending products including mortgage, consumer loan, and all other products as needed.* Perform various administrative tasks.* Mail receipts and checks to members as indicated by policy and procedure.* Research accounts for deposit, withdrawal, and loan-payment discrepancies.* Act as role model for MSR staff and provide coaching and development of staff for identifying products that will meet customer needs.* Assist branch management with filing and record retention of daily reports* In the absence of the MSR Supervisor, may provide supervisor overrides for cash withdrawals up to $5,000.* Supervise opening/closing procedures in supervisor and manager’s absence.* When requested, may supervise MSR staff in the absence of the supervisor, assistant branch manager and branch manager.* Execute other duties, responsibilities, and projects as assigned.* Perform other duties as may be deemed necessary.**WHAT You'll need:*** High school diploma or equivalent and a minimum of 2 years of experience in retail banking including experience in cash handling and opening accounts.* Strong commitment to our mission – creating economic opportunity for traditionally underserved communities.* Preference for working in organizations that place priority on teamwork and collaboration* Keen attention to detail.* Good knowledge and understanding of credit products including the ability to effectively and independently approve consumer loans up to lending authority.* Ability to effectively organize and prioritize work.* Excellent interpersonal and communication skills.* Ability to form and maintain strong relationships with internal and external customers.* Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.* Knowledge of basic economic and accounting principles and practices, the financial markets and banking.* Analytical and problem-solving skills.* Proficiency with Word and Excel.* May be required to travel to cover other branches and work evenings and weekends.* English/Spanish fluency preferred.* Ability and willingness to work beyond normal work hours, as needed.Ability to demonstrate Self-Help's Core Values:* Mission Before Self* Service With Excellence* Embracing & Promoting Change* Results Not Credit* Diversity as a Strength* Financial Sustainability for Mission ImpactAnticipated compensation range $43,310- 64,964
- J-18808-Ljbffr Self-Help Federal Credit Union
Vacancy posted 10 hours ago
Similar jobs that could be interesting for youBased on the Universal Banker in Asheville, NC vacancy
- ...Description Position at FB Financial Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank products...Suggested
- ...supervisory responsibilities Qualifications High school diploma or general education degree (GED) 2 – 5 years of experience as a Universal Banker or Teller Computer And Office Equipment Skills Microsoft Office Suite, Salesforce CERTIFICATES, LICENSES, REGISTRATIONS (Ex:...SuggestedTemporary workWork at office
- ...Relationship Banker Business SpecialistAt PNC, our people are our greatest differentiator and competitive advantage in the markets we... ...Prospecting., Selling., Understanding Customer NeedsWork ExperienceRoles at this level typically require a university / college degree with...SuggestedWork at officeShift work
- ...opportunity to contribute to the company's success. As a Relationship Banker Business Specialist within PNC's Retail Banking organization,... ...Work Experience Roles at this level typically require a university / college degree with Education Bachelors Certifications...SuggestedFull timeTemporary workPart timeWork experience placementWork at officeShift work
- Job TitlePosition at FB FinancialJob DescriptionResponsible for originating residential mortgage loans in a highly competitive environment by soliciting, negotiating pricing, initial underwriting, and projecting closing of complex residential loans in compliance with FirstBank...Suggested
- ...Matrix Management, Problem Solving, Understanding Customer Needs **Work Experience** Roles at this level typically do not require a university / college degree, high school diploma or GED, but do require related experience or product knowledge to accomplish primary duties...Full timeTemporary workPart timeWork experience placementWork at office
- ...Relationship Banker - Asheville-Knoxville Market Hendersonville, North Carolina;Asheville, North Carolina **To proceed with your application, you must be at least 18 years of age.** Acknowledge ( **Bank of America employees are required to meet all** **posting eligibility...Work at officeFlexible hoursShift workWeekend workDay shift
- ...First Bank SBA, Inc. is seeking a Roving Personal Banker in Asheville Downtown to ensure customers' financial needs are met. The role includes conducting financial assessments, providing recommendations, and building relationships with customers. The ideal candidate will...
- Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being...Full timeTemporary workWork experience placementWork at officeFlexible hoursDay shift
- ...Job Description Job Description SUMMARY: The position of Roving Personal Banker is responsible for ensuring the customer’s needs are achieved by conducting a thorough financial needs assessment and recommending the most appropriate products and services that...Work experience placementWork at officeImmediate start
- ...Matrix Management, Problem Solving, Understanding Customer Needs Work Experience Roles at this level typically do not require a university / college degree, high school diploma, GED, or any significant experience or product knowledge to accomplish primary duties....Full timePart timeWork experience placementWork at officeShift work
- ...culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Personal Banker within PNC's Retail Banking organization, you will be based in Weaverville, North Carolina. PNC is an in-office company that...Full timeTemporary workPart timeWork at office
- ...PNC is seeking a Personal Banker based in Weaverville, North Carolina to deliver proactive sales and exceptional customer service within our Retail Banking organization. You will expand the branch's customer base, educate clients on digital tools, and collaborate with...Work at office
- At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a...Work at officeFlexible hoursShift workWeekend workDay shift
- First Citizens Sales And Service Representative Are you a people person? Be a First Citizens person. Join our branch team and make a difference. The Sales and Service Representative is responsible for processing transactions and other customer service requests in...Work at officeImmediate startShift work
- PNC is seeking a Part Time Teller based in Arden, North Carolina, within its Retail Banking organization. You will deliver a personalized customer experience, educate clients on financial options, and promote PNC products while facilitating efficient teller and branch ...Part time
- The position of Seasonal Teller is responsible for performing routine and intermediate branch and customer services duties: accepts retail and commercial checking and savings deposits; processes loan payments; cashes checks and savings withdrawals; assists with night depository...Seasonal workWork at officeNight shift
- Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver ...Work at officeLocal areaDay shift
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Universal Banker. Be the first to apply!


