Branch Manager/ Loan Officer

Description Identify and help develop strategic relationships with existing and potential clients. Assist in the development of a strong pipeline of new customer accounts through direct or indirect customer contact and prospecting. Responsible for leading branch-related activities within a specified market and networking in the community. Accountable for managing the branches resources in a manner that will enhance its visibility, positively contribute to the revenue, growth, and maximize profitability. Requirements Branch Growth/Bank Growth – Deposits, Loans, Referrals Responsible for high market visibility, represent the branch in conducting active prospects and customer business development activities designed to generate desirable new loan, deposit, and related business. Aggressively call on potential and existing customers, through direct and indirect contact, to develop full, long-term relationships. Perform direct lending to Iowa State Bank customers with an emphasis on the commercial and agribusiness market or residential real estate market based on the demographics of the customer base. Identify and refer prospects for a wide range of financial service products that are sold throughout the company. Ensure community activities support the overall strategy of the company. Be alert for and refer any potential new business or opportunities to the banking, investment, trust, insurance or real estate departments for servicing branch and other ISB branches. Makes credit decisions within lending authority. Contribute to branch profitability through loan interest spreads, fee income and cost control. Leadership and Management Assist in developing and overseeing the plan, budget, and sales strategy to meet the overall objectives of the Bank. Establish goals and objectives for assigned personnel and monitor productively and performance; feedback communicated with Regional President on a monthly basis. Represent the bank and provide leadership in key community activities. Understand and stay informed on key industry related issues and regulations. Ensure bank regulations and company procedures and policies are adhered to by all members of the branch lending team. Provide quality feedback to supervisors of branch staff in order to develop and retain talent. Other Duties As a part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities. Will have extensive contact with the public and conduct relationships in a manner that will enhance the overall image and marketing efforts of the bank. Participate in outside civic activities that enhance the bank, personal growth, and the community. Ensures proper maintenance and management of Bank’s facilities, equipment, vendors, timely response to issues or concerns. Benefits Health Dental Vision 401(K) match PTO Paid STD & LTD Paid Life Insurance #J-18808-Ljbffr Iowa State Bank