Senior Credit Risk Analyst

Senior Credit Risk Analyst

Team Credit Risk

Employment type: Full-time

Locations: France, Portugal, Germany, Austria, Switzerland, Hungary, Slovenia, Slovakia, Belgium, United Kingdom

Salary range: $30,000 - $80,000 USD

Who We Are Is What We Do.

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, our team of 7,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives continuous learning and innovation for our customers.

Why Should You Be Part Of Our Success Story?

As the fastest-growing Software as a Service (SaaS) company in history, Deel is transforming how global talent connects with world-class companies – breaking down borders that have traditionally limited both hiring and career opportunities. We're not just building software; we're creating the infrastructure for the future of work, enabling a more diverse and inclusive global economy. In 2024 alone, we paid $11.2 billion to workers in nearly 100 currencies and provided healthcare and benefits to workers in 109 countries—ensuring people get paid and protected, no matter where they are.

Our momentum is reflected in our achievements and customer satisfaction: CNBC Disruptor 50, Forbes Cloud 100, Deloitte Fast 500, and repeated recognition on Y Combinator's top companies list – all while maintaining a 4.83 average rating from 15,000 reviews across G2, Trustpilot, Captera, Apple and Google.

Your experience at Deel will be a career accelerator. At the forefront of the global work revolution, you'll tackle complex challenges that impact millions of people's working lives. With our momentum—backed by a $17.3 billion valuation and $1 B in Annual Recurring Revenue (ARR) in just over five years—you'll drive meaningful impact while building expertise that makes you a sought-after leader in the transformation of global work.

Summary

You'll work at the intersection of Deel's growth and responsibility. As a Senior Credit Risk Analyst, you'll own the full credit risk lifecycle—from acquisition and underwriting through portfolio monitoring and collections—helping us scale globally while building sustainable, trust-based relationships with our customers. You'll combine sharp analytical thinking with hands-on problem-solving, working across a platform that spans 150+ countries and hundreds of thousands of workers. This is a role where your decisions directly impact both our business and the reliability of our customers' global operations.

Responsibilities

• Lead credit assessments and underwriting decisions on new customers and portfolio risk, translating financial analysis and market signals into clear acquisition recommendations
• Build and maintain monitoring models and dashboards that surface portfolio trends, detect early warnings, and inform proactive risk management across customer segments
• Partner with Sales, Customer Success, and Finance to balance sustainable growth with prudent risk management, providing clear rationale for approval, exceptions, and escalations
• Develop automation and tooling—including data pipelines, scoring models, and AI-powered workflows—that make the team's work faster and smarter
• Analyze large datasets to identify patterns, risks, and opportunities; communicate findings clearly to cross-functional stakeholders and senior leadership

Qualifications

• 2-3 years in credit risk, credit underwriting, credit analytics, or similar roles at a financial services, fintech, or lending organization
• Proficiency with data analysis tools (SQL, Python, Excel, Tableau, or similar); ability to manipulate large datasets and build working models
• Analytical mindset with the ability to move quickly between strategic thinking and tactical execution
• Proactive self-starter who thrives in ambiguity and takes ownership without needing direction
• Excellent written and verbal communication skills; ability to explain complex financial concepts clearly to non-financial audiences
• Exceptional organizational skills and attention to detail in a fast-moving environment
• Hands-on experience building with AI tools or implementing AI workflows; curiosity about how to apply AI to credit and risk problems
• Track record of building or automating processes that scaled with the business
• Experience working in or supporting a startup or high-growth environment is a plus

Total Rewards

Our workforce deserves fair and competitive pay that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for all.

• Our salary range reflects gross base salary. For commercial roles with commission eligibility, this figure represents On-Target Earnings (OTE), inclusive of base salary and target commission.
• Salary ranges are quoted in USD as a consistent global reference. Your offer will be localized to your country's currency using a market-aligned conversion.
• Final pay is based on objective, job-related criteria including experience, skills, and location.
• We don't ask about salary history. Offers are based on the role and what you bring to it.

Some things you'll enjoy

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• Optional flexible working office membership, with IWG

At Deel, we're an equal-opportunity employer that values diversity and positively encourage applications from suitably qualified and eligible candidates regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.