Functions - Finance, Summer Associate, Charlotte - USA, 2027

You're the brains behind our work. You're ready to bring your knowledge from the classroom to the boardroom — and Citi wants to help you get there! Citi's Global Functions business division is looking for driven Associates to join the Corporate Finance team in the US. Our Financial Management Associate (FMA) internship program is designed to accelerate your career by giving you exposure to Corporate Finance, helping you discover your best-fit path at Citi. Citi offers significant opportunities for career growth and internal mobility.

We provide you with the knowledge and skills you need to succeed.

The FMA Program is a global leadership development program for Masters and MBA grads, built to create a pipeline of future Corporate Finance leaders. Summer FMAs will have the opportunity to work closely with senior managers in key disciplines including Controllers, Treasury, Financial Planning & Analysis, Tax, and business-aligned Chief Finance Offices. The Summer FMA program is unique due to the various product/function/legal entity perspectives FMAs experience. The program is ten weeks in length; allowing FMAs to work on challenging projects designed to test skills while providing a learning opportunity and adding value. The Summer FMA Program is a significant feeder pool for the Full-Time FMA Program. The program consists of roles that are identified and aligned with Citi Finance objectives, structured for completion within a two-month time frame, report to Finance professionals that can provide appropriate leadership direction, and provide the candidate with a variety of development opportunities and skills. As an FMA, you'll help drive Citi Finance's 4 priorities: champion financial performance & strategic execution, generate value & optimize resources, accelerate finance transformation & controls, and develop our people & culture — all while enjoying:

• Senior Access – Exposure to Citi's senior Corporate Finance leaders who guide your growth
• Global Reach – Build a network of relationships across the global Citi Finance community
• Leadership – Sharpen your management skills through rotational responsibility
• Responsibility – High impact work aligned with Citi’s growth strategy
• Empowerment – FMAs are challenged to become involved in the fast-paced analytical and dynamic financial environment

Your time here will look something like this...

Summer associates will receive an orientation to Citi, including business overviews from senior leaders across the firm. Training will highlight current topics in the banking industry, technical finance and accounting skills, and communication and presentation skills. Summer associates will also be matched with mentors who can offer guidance and support throughout the program. As summer associates, your day-to-day duties will vary depending on your placement.

We want to hear from you if...

• You are currently pursuing an MBA or Master's degree in Accounting, Financial Strategy, Finance, Economics, or other related fields
• You're excited about building a career in Corporate Finance
• You bring at least 3 years of significant, related full-time professional experience
• You're graduating between December 2027 – June 2028
• You won't require sponsorship for U.S. work authorization or at time of hire
• Professional certifications such as CPA, CFA, FRM, or multilingual capabilities are considered a plus, but are not required.

Who we think will be a great fit...

We're excited to meet motivated, globally minded MBA and MA graduates with an innovative outlook on business who bring:

• A strategic, analytical mindset with a global perspective and a genuine passion for driving Citi Finance’s 4 Pillars.
• Initiative, creativity, and professional maturity, paired with resiliency and a growth mindset
• A sense of urgency, excellent judgment, and the confidence to step outside your comfort zone
• Strong written, verbal, and presentation skills, with the ability to build lasting business relationships and turn complex financial insights into clear, compelling stories
• A knack for process improvement — including technology-driven automation and optimization
• Technical proficiency in Excel, Word, and PowerPoint
• An AI-literate, forward-thinking mindset — eager to apply generative AI and emerging technologies to solve complex finance problems
• A demonstrated interest in Data Analytics, Database Management, Information Systems, or Digital Technology
• Sound risk management judgment — the ability to identify, assess, and escalate risk in a complex, regulated environment

Annual Salary: $105,000 ------------------------------------------------------

Job Family Group:

Management Development Programs ------------------------------------------------------

Job Family:

Intern ------------------------------------------------------

Time Type:

Full time ------------------------------------------------------

Primary Location:

NC-CHARLOTTE (BALLANTYNE) ------------------------------------------------------

Primary Location Full Time Salary Range:

$90,000.00 - $155,000.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above. ------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------

Anticipated Posting Close Date:

Nov 12, 2026 ------------------------------------------------------

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. *If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.