Credit Analyst

Credit Analyst

Job Category: Support Requisition Number: CREDI005642

Posted: June 4, 2026

Full-Time On-site Austell EM 330 Lee Industrial Blvd Austell, GA 30168, USA

Job Details

Description

From Georgia. For Georgia. Since 1914 Yancey Bros. Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our customers with the highest quality sales, parts and service. From Caterpillar heavy and compact construction equipment to on-highway trucks, we remain committed to learning more about our customers, offering equipment and support to keep up with their changing needs. This all starts with our greatest asset…our employees.

What You Will Be Doing

As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision.

Primary Responsibilities:

• Process incoming credit applications and work with customers to ensure completeness of credit applications.
• Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more.
• Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio.
• Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders.
• Monitor parts and service queue and release orders based off of credit availability and risk to company.
• Approve and set credit limits, up to authorized amounts. Prepare file and forward recommendation to management for any account over the assigned authorization level.
• Initial set up and ongoing maintenance of accounts in DBS/D365.
• Collaborate with collection to ensure high risk accounts are being actively contacted.
• May maintain a limited number of accounts in a collections portfolio.

Additional Responsibilities:

• Participate in required safety programs, and working in a safe manner
• Miscellaneous duties and reports as assigned by manager

Who We Are Looking For

To be successful in this position you should have prior account management experience or training. Excellent customer service, organizational and communication skills are also required.

Education/Experience:

• High school diploma required. Bachelor's degree from a four-year college or university preferred.

Required Qualifications/Skills:

• Analytical thinking skills
• Mathematical skills
• Strong oral and written communication skills
• Strong customer service skills
• Demonstrated organizational skills including ability to work on multiple client portfolios at once

Preferred Qualifications/Skills:

• NACM Affiliation/Certifications
• Billtrust experience
• Netnow experience
• D365 experience
• Collection Automation Software experience
• Ability to speak, read, and write Spanish fluently

Values:

At Yancey Bros. Co, we are always looking to add people to our team who share our core values:

• Safety: We value the lives and health of our team and customers above all else.
• Integrity: We are ethical and trustworthy, demonstrate respect for others, and communicate truthfully and promptly.
• Teamwork: We work as one across our organization for the benefit of our customers.
• Excellence: We strive to be the best, continuously improving our customers' experience and the solutions we provide.
• Sense of Urgency: We respond quickly to customer needs and hold ourselves accountable for results.

Ideal candidates will demonstrate the following values:

• Acting in a safe manner
• Exhibiting honesty and integrity
• Acting in a fair and ethical manner
• Team mentality
• Delivering quality results
• Embraces change / improvement
• Exhibiting superior customer service skills
• Exhibiting pride and ownership
• Working with a sense of urgency
• Exhibiting a winning attitude

What We Offer

Yancey Bros Co offers a full benefits package that includes aggressive compensation levels, full medical, vision and dental coverage, employee wellness programs, paid vacations, and more.

Competitive Pay Structure

• Compensation: Competitive Pay
• Individual Bonus Opportunities Available
• 401k Plan Strong Company Match
• Employee Profit Sharing
• Financial Wellness Coaching

Employee Wellness Program

• Medical, Vision, Dental Insurance
• Prescription Drug Coverage
• Flexible Spending Accounts
• Short & Long Term Disability
• Group Life Insurance

Personal Time Off

• Paid Holidays
• Paid Vacation

Career Development

• Tuition Reimbursement
• Ongoing Training
• Advancement Opportunities

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.