Commercial Credit Analyst

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com. The Commercial Banking Training Program, based in Chicago, Illinois, is a key component to the development of our team of commercial bank relationship managers. Growing and developing top talent is one of our corporate values. It is the launching pad for a career in providing high-quality commercial banking services to middle market companies. The Program: 24 month training program including classroom learning and practical application Taught by professionals from our organization as well as select industry and topic experts Classroom phase: accounting, finance, credit analysis, business writing, financial modeling, relevant computer skills Practical experience: with lending groups across the bank such as general commercial, commercial real estate, health care, construction and engineering, security alarm, private banking, and for-profit education. Rotations: Three 90-day rotations that provide for complete immersion in select lending groups noted above. Placement: Upon completion of the program, placement in a lending group is based on the needs of the bank, individual preference and mastery of program material. The program is designed to provide you with the skills you will need throughout your professional career, including sales, learning how to build your professional brand, and negotiation training. At the same time, you will gain real-world experience working alongside seasoned commercial middle market bankers. You will gain in-depth product knowledge in the areas of financing, treasury management, private banking, foreign exchange and derivatives. Upon completion of the training program, individuals are anticipated to be placed on a banking team subject to business needs, performance and individual interests. Individuals in the program are full-time employees and eligible for company benefits. During their first 24 months of employment, we will dedicate our time to training. What You’ll Be Doing: Underwrite credit transactions for all lines of business Analyze financial information and statements Analyze and identify risks associated with various commercial loans - Preparation of credit requests Assist with other risk management and product initiatives How You’ll Succeed: You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity. You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results. You embrace and advocate for change. You continuously evolve your thinking and the way you work to deliver your best. Leveraging technology - Become a technology expert. Share your knowledge by introducing clients to our mobile banking applications, enabling them to better manage their banking needs. Who You Are College degree required, with minimum of two classes of accounting Minimum GPA of 3.0 preferred Detail-oriented Ability to work individually and within teamsCritical thinking, writing and analytical skills combined with strong interpersonal skills Work ethic, commitment to clients, employees and the communities we serve Proficiency in MS Excel and Word required. Analytical skills and spreadsheet experience with a spreading software program like Moody's is a plus The anticipated start date for the Commercial Banking Training Program is early July 2027. At CIBC, we offer a competitive total rewards package. This role has an expected salary $77,500 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members. This position does not offer visa sponsorship. California residents — your privacy rights regarding your actual or prospective employment What CIBC Offers We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. Subject to plan and program terms and conditions What You Need To Know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact View email address on click.appcast.io You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location IL-120 S LaSalle St Employment Type Regular Weekly Hours 40 Skills Banking, Commercial Banking, Communication, Finance #J-18808-Ljbffr