Principal Application Engineer (Financial Systems)

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.Design, develop, and optimize software applications that bridge technical teams and end-users, addressing business needs through innovative solutions and enhancing member or internal user experiences. Leverage the full development lifecycle, including design, coding, testing, and deployment, to improve system efficiency. Work independently to interpret and develop solutions to complex business challenges that have a significant impact on the function or branch. Specialized skill set and proficiency with procedures and techniques. Recognized as an expert in own area within the company.Success in this role requires advanced technical proficiency, strong operational engineering capabilities, cloud infrastructure expertise, and demonstrated ownership of business-critical enterprise applications. The ideal candidate is a hands-on senior engineer who can operate with minimal supervision, drive complex cross-functional issues to resolution, and own the technical health, security posture, and service performance of a critical business platform.Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.Our approach to careers is simple yet powerful: Make our mission your passion.FORTUNE100 Best Companies to Work For 2025Yello and WayUp Top 100 Internship ProgramsComputerworld Best Places to Work in ITNewsweek Most Loved Workplaces2025 PEOPLE Companies That CareNewsweek Most Trustworthy Companies in AmericaMilitary Times 2025 Best for Vets EmployersBest Companies for Latinos to Work for 2025Forbes 2025 America’s Best Large EmployersForbes 2025 America's Best Employers for New GradsForbes 2025 America's Best Employers for Tech Workers2025 RippleMatch Campus Forward Award Winner for Overall Excellence Military.com Top Military Spouse Employers 2025 2025 Handshake Early Talent AwardFrom Fortune. 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at View email address on click.appcast.io or by calling View phone number on click.appcast.io. This team cannot provide any information on job postings or application status.Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.Bachelor’s degree in computer science, Information Systems, a related field or the equivalent combination of education, training or experience7-10 years of experience in application or software development engineering.Subject matter expert within business area/specialization with understanding of interrelationships of different disciplinesExtensive experience with software development principles, methodologies (including Agile), database structures, web technologies, and technical applications/languagesAdvanced proficiency in programming languages and development tools such as SQL, Python, JavaScript, HTML/CSS, and modern frameworks, with a focus on building scalable solutionsAdvanced understanding of software development concepts, including version control systems, and expertise in current development methodologies and practicesExpert problem-solving and analytical skills to identify, troubleshoot, and resolve complex technical issues, ensuring optimal system performanceAdvanced written and verbal communication skills to clearly explain complex technical concepts and collaborate with both technical and non-technical stakeholdersExtensive experience with customer support tools, ticketing systems, and knowledge base platforms, contributing to efficient issue resolution and support managementAdvanced knowledge of data structures, algorithms, and their application in optimizing software performance and scalabilityExpertise in mentoring junior staff and collaborating with cross-functional teams to enhance development practices, ensuring continuous improvement and alignment with business goalsExperience in FinTech areas such as digital payments, lending and credit, treasury and cash management, accounting and ERP FinTech, or capital markets technology, is preferred.Experience with low-code development platforms such as Pega Platform, Oracle Visual Builder, Oracle Integration Cloud (OIC) Process Automation, or Azure Data Factory.Experience with or knowledge of cloud platforms such as Oracle, Azure, or AWS.Excellent analytical, problem-solving, troubleshooting, written communication, and verbal communication skills, with the ability to explain complex technical concepts to technical and non-technical stakeholdersExperience supporting applications subject to regulatory, audit, security, financial reporting, or operational risk management requirementsStrong technical proficiency with Oracle Fusion, SQL, .NET application ecosystems, scripting/automation, and enterprise application support practicesExperience leading incident response, root cause analysis, vulnerability remediation, change management, release management, and production support activities for business-critical applicationsExperience managing vendor-supported enterprise applications, including support escalations, defect remediation, upgrade planning, and coordination across infrastructure, security, database, and business teamsDesired Qualifications 10+ years of experience in application or software development engineering.Additional InformationHours:Monday - Friday, 8:00AM - 4:30PMLocation:820 Follin Lane, Vienna, VA 22180Design, develop, and optimize high-quality software applications using various, complex programming languages and frameworks that meet business requirements, ensuring alignment with client needs and system performanceCollaborate with engineers, stakeholders, and team members to gather and analyze complex business requirements and translate them into technical specifications, propose innovative solutions, and ensure timely completion of tasksWrite complex, clean, scalable, and maintainable code adhering to industry best practices and organizational coding standardsImplement data structures and algorithms efficiently, optimizing code for performance, scalability, and user experienceIdentify, troubleshoot, and resolve complex application functionality, performance, and bugs, working with the team to implement fixes and improvementsConduct complex and team code reviews, provide technical and developmental feedback to team members, and maintain high-quality code standardsLead medium to large projects, manage complex issues with senior management, and mentor junior staff; deliver high-quality results and meet milestonesAssist in the development and enhancement of application and software development engineering policies, practices, and procedures, ensuring alignment with organizational policies and goalsDevelop and maintain strong working relationships with team members, subject matter experts, and leadersLead incident response, root cause analysis, vulnerability remediation, access reviews, change management, release coordination, disaster recovery readiness, and continuous improvement efforts to ensure platform reliability, compliance, and availabilityPartner with business stakeholders, software vendors, infrastructure, network, security, and database teams to deliver enhancements, manage vendor escalations, resolve complex issues, and proactively address technical risks and dependenciesProvide technical direction, establish operational standards, mentor team members, contribute to engineering best practices, and communicate technical impact, risk, remediation plans, and platform status to stakeholders.Full timePosting Date: 2026-09-08